Harvest stem cell concentrte at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$514.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,677.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$39.64 with HORIZON vs $84,414.00 with OPTUM HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $39.64 ↓ -92%
KARNA MEDICARE ADVANTAGE $98.35 ↓ -81%
OPTUM HEALTH MANAGED MEDICAID $411.88 ↓ -20%
AETNA MEDICARE ADVANTAGE $502.01 ↓ -2%
WELLCARE MANAGED MEDICAID $514.85 ↑ +0%
VACCN ALL PRODUCTS $514.85 ↑ +0%
HORIZON MEDICARE ADVANTAGE $514.85 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $514.85 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $514.85 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $540.59 ↑ +5%
CLOVER MEDICARE ADVANTAGE $1,021.86 ↑ +98%
AETNA MANAGED MEDICAID $1,424.93 ↑ +177%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,623.62 ↑ +215%
HORIZON OMNIA $3,717.87 ↑ +622%
HORIZON WORKERS COMP $3,909.18 ↑ +659%
INTERGROUP ALL PRODUCTS $3,973.90 ↑ +672%
UNITED HEALTHCARE HMO $4,096.52 ↑ +696%
OXFORD ALL PRODUCTS $4,170.89 ↑ +710%
BERGEN RISK ALL PRODUCTS $4,257.75 ↑ +727%
HORIZON PIP $4,257.75 ↑ +727%
LHP HEALTH ALL PRODUCTS $4,484.83 ↑ +771%
CIGNA BH $4,541.60 ↑ +782%
CHN ALL PRODUCTS $4,825.45 ↑ +837%
ACTIVECARE FIRST MCO ALL PRODUCTS $4,825.45 ↑ +837%
MULTIPLAN - PHCS ALL PRODUCTS $4,825.45 ↑ +837%
QUALCARE PPO $5,007.11 ↑ +873%
QUALCARE WORKERS COMP $5,007.11 ↑ +873%
QUALCARE HMO $5,007.11 ↑ +873%
BRIGHTON HEALTH PLAN ALL PRODUCTS $5,109.30 ↑ +892%
HORIZON HMO $5,406.77 ↑ +950%
HORIZON INDEMNITY $5,434.59 ↑ +956%
HORIZON SHP $5,469.22 ↑ +962%
CIGNA PPO $5,492.50 ↑ +967%
CIGNA HMO $5,492.50 ↑ +967%
HORIZON PPO $5,536.21 ↑ +975%
HORIZON FEDERAL $5,536.21 ↑ +975%
AMERIHEALTH LOCAL HMO $5,677.00 ↑ +1003%
AMERIHEALTH REGIONAL HMO $5,677.00 ↑ +1003%
AETNA ASA $7,773.00 ↑ +1410%
AETNA HMO $7,773.00 ↑ +1410%
AETNA PPO $7,773.00 ↑ +1410%
OPTUM HEALTH MEDICARE ADVANTAGE $84,414.00 ↑ +16296%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Harvest stem cell concentrte at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $483.90 $483.90 – $580.68
Ocean University Medical Center Brick $477.79 $95.73 – $573.34
JFK Johnson Rehabilitation Institute (JRI) Edison $484.32 $98.35 – $484.32
Jersey Shore University Medical Center Neptune City $483.90 $95.73 – $580.68
Palisades Medical Center North Bergen $514.85 $43.72 – $561.19
Raritan Bay Medical Center Perth Amboy $484.32 $98.35 – $1,456.08
Riverview Medical Center Red Bank $483.90 $95.73 – $580.68
Southern Ocean Medical Center Manahawkin $477.79 $95.73 – $573.34

All New-jersey hospitals for this procedure →