Ghs semen analysis fert at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$12.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$102.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.85 with OPTUM HEALTH vs $165.13 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $9.85 ↓ -20%
HORIZON MANAGED MEDICAID $10.15 ↓ -18%
WELLCARE MANAGED MEDICAID $12.31 ↑ +0%
AETNA MEDICARE ADVANTAGE $12.31 ↑ +0%
VACCN ALL PRODUCTS $12.31 ↑ +0%
AMERIGROUP MANAGED MEDICAID $12.31 ↑ +0%
HORIZON MEDICARE ADVANTAGE $12.31 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $12.31 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $12.31 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $12.31 ↑ +0%
CLOVER MEDICARE ADVANTAGE $12.31 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $12.31 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $12.93 ↑ +5%
LHP HEALTH ALL PRODUCTS $15.39 ↑ +25%
KARNA MEDICARE ADVANTAGE $16.37 ↑ +33%
AETNA MANAGED MEDICAID $25.60 ↑ +108%
OXFORD ALL PRODUCTS $51.00 ↑ +314%
CIGNA PPO $55.28 ↑ +349%
CIGNA HMO $55.28 ↑ +349%
UNITED HEALTHCARE HMO $57.63 ↑ +368%
HORIZON OMNIA $66.80 ↑ +443%
HORIZON WORKERS COMP $70.24 ↑ +471%
INTERGROUP ALL PRODUCTS $71.40 ↑ +480%
HORIZON PIP $76.50 ↑ +521%
BERGEN RISK ALL PRODUCTS $76.50 ↑ +521%
BRIGHTON HEALTH PLAN ALL PRODUCTS $80.58 ↑ +555%
CIGNA BH $81.60 ↑ +563%
ACTIVECARE FIRST MCO ALL PRODUCTS $86.70 ↑ +604%
MULTIPLAN - PHCS ALL PRODUCTS $86.70 ↑ +604%
CHN ALL PRODUCTS $86.70 ↑ +604%
QUALCARE WORKERS COMP $89.96 ↑ +631%
QUALCARE HMO $89.96 ↑ +631%
QUALCARE PPO $89.96 ↑ +631%
HORIZON HMO $97.14 ↑ +689%
HORIZON INDEMNITY $97.64 ↑ +693%
HORIZON SHP $98.27 ↑ +698%
HORIZON FEDERAL $99.47 ↑ +708%
HORIZON PPO $99.47 ↑ +708%
AMERIHEALTH REGIONAL HMO $102.00 ↑ +729%
AMERIHEALTH LOCAL HMO $102.00 ↑ +729%
AETNA PPO $165.13 ↑ +1241%
AETNA ASA $165.13 ↑ +1241%
AETNA HMO $165.13 ↑ +1241%

Visitor-reported prices

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Ghs semen analysis fert at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $12.31 $12.31 – $56.41
Ocean University Medical Center Brick $12.31 $9.90 – $56.41
JFK Johnson Rehabilitation Institute (JRI) Edison $12.31 $9.90 – $57.93
Jersey Shore University Medical Center Neptune City $12.31 $9.85 – $56.41
Palisades Medical Center North Bergen $12.31 $11.20 – $56.41
Raritan Bay Medical Center Perth Amboy $12.31 $12.31 – $56.41
Riverview Medical Center Red Bank $12.31 $7.85 – $56.41
Southern Ocean Medical Center Manahawkin $12.31 $12.31 – $56.41

All New-jersey hospitals for this procedure →