Ghs refill of implantable pump at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$390.62

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$606.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$109.08 with CLOVER vs $18,693.00 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $109.08 ↓ -72%
AETNA MANAGED MEDICAID $152.11 ↓ -61%
KARNA MEDICARE ADVANTAGE $164.30 ↓ -58%
SEOUL MEDICAL GROUP ALL PRODUCTS $173.32 ↓ -56%
OPTUM HEALTH MANAGED MEDICAID $312.49 ↓ -20%
VACCN ALL PRODUCTS $390.62 ↑ +0%
WELLCARE MANAGED MEDICAID $390.62 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $390.62 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $390.62 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $390.62 ↑ +0%
HORIZON MEDICARE ADVANTAGE $390.62 ↑ +0%
AETNA MEDICARE ADVANTAGE $391.64 ↑ +0%
HORIZON OMNIA $396.87 ↑ +2%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $410.15 ↑ +5%
INTERGROUP ALL PRODUCTS $424.20 ↑ +9%
BERGEN RISK ALL PRODUCTS $454.50 ↑ +16%
HORIZON PIP $454.50 ↑ +16%
CIGNA BH $484.80 ↑ +24%
LHP HEALTH ALL PRODUCTS $496.92 ↑ +27%
CHN ALL PRODUCTS $515.10 ↑ +32%
ACTIVECARE FIRST MCO ALL PRODUCTS $515.10 ↑ +32%
MULTIPLAN - PHCS ALL PRODUCTS $515.10 ↑ +32%
QUALCARE WORKERS COMP $539.34 ↑ +38%
QUALCARE PPO $539.34 ↑ +38%
BRIGHTON HEALTH PLAN ALL PRODUCTS $545.40 ↑ +40%
CIGNA HMO $551.10 ↑ +41%
CIGNA PPO $551.10 ↑ +41%
HORIZON HMO $577.15 ↑ +48%
HORIZON INDEMNITY $580.12 ↑ +49%
HORIZON SHP $583.82 ↑ +49%
HORIZON PPO $590.97 ↑ +51%
HORIZON FEDERAL $590.97 ↑ +51%
HORIZON MANAGED MEDICAID $2,728.00 ↑ +598%
OXFORD ALL PRODUCTS $3,205.00 ↑ +720%
UNITED HEALTHCARE HMO $3,756.00 ↑ +862%
QUALCARE HMO $7,712.00 ↑ +1874%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +1951%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +2179%
HORIZON WORKERS COMP $16,802.00 ↑ +4201%
AETNA PPO $18,693.00 ↑ +4685%
AETNA HMO $18,693.00 ↑ +4685%
AETNA ASA $18,693.00 ↑ +4685%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Ghs refill of implantable pump at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $367.13 $367.13 – $440.56
Ocean University Medical Center Brick $362.50 $155.29 – $435.00
JFK Johnson Rehabilitation Institute (JRI) Edison $367.45 $164.30 – $367.45
Jersey Shore University Medical Center Neptune City $367.13 $155.29 – $440.56
Palisades Medical Center North Bergen $390.62 $164.30 – $425.77
Raritan Bay Medical Center Perth Amboy $367.45 $164.30 – $440.94
Riverview Medical Center Red Bank $367.13 $155.29 – $440.56
Southern Ocean Medical Center Manahawkin $362.50 $155.29 – $435.00

All New-jersey hospitals for this procedure →