Ghs musc test done w/n test comp at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$430.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$77.40 with CLOVER vs $4,692.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $77.40
OPTUM HEALTH MANAGED MEDICAID $94.60
AETNA MANAGED MEDICAID $107.93
SEOUL MEDICAL GROUP ALL PRODUCTS $122.98
AETNA MEDICARE ADVANTAGE $127.28
KARNA MEDICARE ADVANTAGE $169.95
HORIZON MANAGED MEDICAID $212.85
HORIZON OMNIA $281.61
HORIZON WORKERS COMP $296.10
INTERGROUP ALL PRODUCTS $301.00
BERGEN RISK ALL PRODUCTS $322.50
HORIZON PIP $322.50
LHP HEALTH ALL PRODUCTS $339.70
CIGNA BH $344.00
MULTIPLAN - PHCS ALL PRODUCTS $365.50
ACTIVECARE FIRST MCO ALL PRODUCTS $365.50
CHN ALL PRODUCTS $365.50
QUALCARE WORKERS COMP $379.26
QUALCARE HMO $379.26
QUALCARE PPO $379.26
BRIGHTON HEALTH PLAN ALL PRODUCTS $387.00
AETNA HMO $409.36
AETNA ASA $409.36
AETNA PPO $409.36
HORIZON HMO $409.53
HORIZON INDEMNITY $411.64
HORIZON SHP $414.26
CIGNA HMO $416.03
CIGNA PPO $416.03
HORIZON PPO $419.34
HORIZON FEDERAL $419.34
AMERIHEALTH REGIONAL HMO $430.00
AMERIHEALTH LOCAL HMO $430.00
OXFORD ALL PRODUCTS $1,562.00
UNITED HEALTHCARE HMO $4,692.00
WELLCARE MEDICARE ADVANTAGE not published by hospital
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE not published by hospital
VACCN ALL PRODUCTS not published by hospital
WELLCARE MANAGED MEDICAID not published by hospital
HORIZON MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Ghs musc test done w/n test comp at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel not published $485.00 – $978.00
Ocean University Medical Center Brick not published $104.00 – $908.00
JFK Johnson Rehabilitation Institute (JRI) Edison not published $104.00 – $4,008.00
Jersey Shore University Medical Center Neptune City not published $162.22 – $4,246.00
Palisades Medical Center North Bergen not published $97.63 – $1,301.00
Raritan Bay Medical Center Perth Amboy not published $123.90 – $1,716.00
Riverview Medical Center Red Bank not published $162.22 – $1,040.00
Southern Ocean Medical Center Manahawkin not published $162.22 – $1,522.00

All New-jersey hospitals for this procedure →