Ghs layer closure 7.6 - 12.5 cm - 12034 at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$470.51
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,375.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$247.50 with CLOVER vs $16,802.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CLOVER | MEDICARE ADVANTAGE | $247.50 | ↓ -47% |
| AETNA | MANAGED MEDICAID | $345.13 | ↓ -27% |
| OPTUM HEALTH | MANAGED MEDICAID | $376.41 | ↓ -20% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $393.25 | ↓ -16% |
| KARNA | MEDICARE ADVANTAGE | $440.48 | ↓ -6% |
| AETNA | MEDICARE ADVANTAGE | $461.12 | ↓ -2% |
| HORIZON | MEDICARE ADVANTAGE | $470.51 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $470.51 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $470.51 | ↑ +0% |
| VACCN | ALL PRODUCTS | $470.51 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $470.51 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $470.51 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $494.04 | ↑ +5% |
| HORIZON | OMNIA | $900.49 | ↑ +91% |
| INTERGROUP | ALL PRODUCTS | $962.50 | ↑ +105% |
| HORIZON | PIP | $1,031.25 | ↑ +119% |
| BERGEN RISK | ALL PRODUCTS | $1,031.25 | ↑ +119% |
| CIGNA | BH | $1,100.00 | ↑ +134% |
| LHP HEALTH | ALL PRODUCTS | $1,127.50 | ↑ +140% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $1,168.75 | ↑ +148% |
| CHN | ALL PRODUCTS | $1,168.75 | ↑ +148% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $1,168.75 | ↑ +148% |
| QUALCARE | PPO | $1,223.75 | ↑ +160% |
| QUALCARE | WORKERS COMP | $1,223.75 | ↑ +160% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $1,237.50 | ↑ +163% |
| CIGNA | PPO | $1,250.43 | ↑ +166% |
| CIGNA | HMO | $1,250.43 | ↑ +166% |
| HORIZON | HMO | $1,309.55 | ↑ +178% |
| HORIZON | INDEMNITY | $1,316.29 | ↑ +180% |
| HORIZON | SHP | $1,324.68 | ↑ +182% |
| HORIZON | FEDERAL | $1,340.90 | ↑ +185% |
| HORIZON | PPO | $1,340.90 | ↑ +185% |
| HORIZON | MANAGED MEDICAID | $2,728.00 | ↑ +480% |
| OXFORD | ALL PRODUCTS | $3,205.00 | ↑ +581% |
| UNITED HEALTHCARE | HMO | $3,756.00 | ↑ +698% |
| QUALCARE | HMO | $7,712.00 | ↑ +1539% |
| AETNA | ASA | $7,773.00 | ↑ +1552% |
| AETNA | PPO | $7,773.00 | ↑ +1552% |
| AETNA | HMO | $7,773.00 | ↑ +1552% |
| AMERIHEALTH | LOCAL HMO | $8,013.00 | ↑ +1603% |
| AMERIHEALTH | REGIONAL HMO | $8,904.00 | ↑ +1792% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +3471% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Ghs layer closure 7.6 - 12.5 cm - 12034 at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $442.22 | $442.22 – $530.67 |
| Ocean University Medical Center | Brick | $436.64 | $399.53 – $523.97 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $442.61 | $199.38 – $442.61 |
| Jersey Shore University Medical Center | Neptune City | $442.22 | $425.39 – $530.67 |
| Palisades Medical Center | North Bergen | $470.51 | $440.48 – $512.86 |
| Raritan Bay Medical Center | Perth Amboy | $442.61 | $440.48 – $531.13 |
| Riverview Medical Center | Red Bank | $442.22 | $425.39 – $530.67 |
| Southern Ocean Medical Center | Manahawkin | $436.64 | $425.39 – $523.97 |