Ghs elect vertical elct at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$290.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.44 with KARNA vs $487.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $19.44
CLOVER MEDICARE ADVANTAGE $52.20
OPTUM HEALTH MANAGED MEDICAID $63.80
AETNA MANAGED MEDICAID $72.79
SEOUL MEDICAL GROUP ALL PRODUCTS $82.94
AETNA MEDICARE ADVANTAGE $85.84
HORIZON MANAGED MEDICAID $143.55
HORIZON OMNIA $189.92
HORIZON WORKERS COMP $199.69
INTERGROUP ALL PRODUCTS $203.00
BERGEN RISK ALL PRODUCTS $217.50
HORIZON PIP $217.50
LHP HEALTH ALL PRODUCTS $229.10
CIGNA BH $232.00
MULTIPLAN - PHCS ALL PRODUCTS $246.50
ACTIVECARE FIRST MCO ALL PRODUCTS $246.50
CHN ALL PRODUCTS $246.50
QUALCARE WORKERS COMP $255.78
QUALCARE HMO $255.78
QUALCARE PPO $255.78
BRIGHTON HEALTH PLAN ALL PRODUCTS $261.00
AETNA HMO $276.08
AETNA ASA $276.08
AETNA PPO $276.08
HORIZON HMO $276.20
HORIZON INDEMNITY $277.62
HORIZON SHP $279.39
CIGNA HMO $280.58
CIGNA PPO $280.58
HORIZON PPO $282.81
HORIZON FEDERAL $282.81
AMERIHEALTH REGIONAL HMO $290.00
AMERIHEALTH LOCAL HMO $290.00
OXFORD ALL PRODUCTS $485.00
UNITED HEALTHCARE HMO $487.00
WELLCARE MEDICARE ADVANTAGE not published by hospital
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE not published by hospital
VACCN ALL PRODUCTS not published by hospital
WELLCARE MANAGED MEDICAID not published by hospital
HORIZON MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs elect vertical elct at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel not published $304.00 – $465.00
Ocean University Medical Center Brick not published $18.35 – $499.00
JFK Johnson Rehabilitation Institute (JRI) Edison not published $18.99 – $627.00
Jersey Shore University Medical Center Neptune City not published $18.35 – $443.00
Palisades Medical Center North Bergen not published $19.44 – $994.00
Raritan Bay Medical Center Perth Amboy not published $19.44 – $322.00
Riverview Medical Center Red Bank not published $18.35 – $465.00
Southern Ocean Medical Center Manahawkin not published $18.35 – $465.00

All New-jersey hospitals for this procedure →