Genetic tstg severe inh cond at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$2,448.56
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$12,353.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$166.41 with AETNA vs $24,461.11 with AETNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $166.41 | ↓ -93% |
| OXFORD | ALL PRODUCTS | $331.50 | ↓ -86% |
| UNITED HEALTHCARE | HMO | $374.60 | ↓ -85% |
| HORIZON | OMNIA | $434.20 | ↓ -82% |
| HORIZON | WORKERS COMP | $456.54 | ↓ -81% |
| INTERGROUP | ALL PRODUCTS | $464.10 | ↓ -81% |
| BERGEN RISK | ALL PRODUCTS | $497.25 | ↓ -80% |
| HORIZON | PIP | $497.25 | ↓ -80% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $523.77 | ↓ -79% |
| CIGNA | BH | $530.40 | ↓ -78% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $563.55 | ↓ -77% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $563.55 | ↓ -77% |
| CHN | ALL PRODUCTS | $563.55 | ↓ -77% |
| QUALCARE | WORKERS COMP | $584.77 | ↓ -76% |
| QUALCARE | PPO | $584.77 | ↓ -76% |
| QUALCARE | HMO | $584.77 | ↓ -76% |
| HORIZON | HMO | $631.44 | ↓ -74% |
| HORIZON | INDEMNITY | $634.69 | ↓ -74% |
| HORIZON | SHP | $638.73 | ↓ -74% |
| HORIZON | FEDERAL | $646.56 | ↓ -74% |
| HORIZON | PPO | $646.56 | ↓ -74% |
| AMERIHEALTH | REGIONAL HMO | $663.00 | ↓ -73% |
| AMERIHEALTH | LOCAL HMO | $663.00 | ↓ -73% |
| HORIZON | MANAGED MEDICAID | $1,456.10 | ↓ -41% |
| OPTUM HEALTH | MANAGED MEDICAID | $1,958.85 | ↓ -20% |
| HORIZON | MEDICARE ADVANTAGE | $2,448.56 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $2,448.56 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $2,448.56 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $2,448.56 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $2,448.56 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $2,448.56 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $2,448.56 | ↑ +0% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $2,448.56 | ↑ +0% |
| VACCN | ALL PRODUCTS | $2,448.56 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $2,448.56 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $2,570.99 | ↑ +5% |
| LHP HEALTH | ALL PRODUCTS | $3,060.70 | ↑ +25% |
| CIGNA | HMO | $10,995.23 | ↑ +349% |
| CIGNA | PPO | $10,995.23 | ↑ +349% |
| AETNA | PPO | $24,461.11 | ↑ +899% |
| AETNA | HMO | $24,461.11 | ↑ +899% |
| AETNA | ASA | $24,461.11 | ↑ +899% |
| KARNA | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
Comments
Genetic tstg severe inh cond at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $2,448.56 | $2,448.56 – $11,220.16 |
| Ocean University Medical Center | Brick | $2,448.56 | $2,154.74 – $11,220.16 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $2,448.56 | $2,154.74 – $11,523.51 |
| Jersey Shore University Medical Center | Neptune City | $2,448.56 | $1,958.85 – $11,220.16 |
| Palisades Medical Center | North Bergen | $2,448.56 | $1,606.25 – $11,220.16 |
| Raritan Bay Medical Center | Perth Amboy | $2,448.56 | $2,448.56 – $11,220.16 |
| Riverview Medical Center | Red Bank | $2,448.56 | $1,126.33 – $11,220.16 |
| Southern Ocean Medical Center | Manahawkin | $2,448.56 | $2,448.56 – $11,220.16 |