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Gallbladder Removal (Laparoscopic) at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$6,870.89
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,973.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,408.66 with KARNA vs $29,297.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $1,408.66 | ↓ -79% |
| CLOVER | MEDICARE ADVANTAGE | $1,975.14 | ↓ -71% |
| HORIZON | MANAGED MEDICAID | $2,728.00 | ↓ -60% |
| AETNA | MANAGED MEDICAID | $2,754.22 | ↓ -60% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $3,138.28 | ↓ -54% |
| LHP HEALTH | ALL PRODUCTS | $3,548.00 | ↓ -48% |
| OPTUM HEALTH | MANAGED MEDICAID | $5,496.71 | ↓ -20% |
| AETNA | MEDICARE ADVANTAGE | $6,672.53 | ↓ -3% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $6,870.89 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $6,870.89 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $6,870.89 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $6,870.89 | ↑ +0% |
| VACCN | ALL PRODUCTS | $6,870.89 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $6,870.89 | ↑ +0% |
| CHN | ALL PRODUCTS | $7,057.81 | ↑ +3% |
| HORIZON | OMNIA | $7,186.22 | ↑ +5% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $7,214.44 | ↑ +5% |
| INTERGROUP | ALL PRODUCTS | $7,681.10 | ↑ +12% |
| QUALCARE | HMO | $7,712.00 | ↑ +12% |
| AETNA | PPO | $7,773.00 | ↑ +13% |
| AETNA | ASA | $7,773.00 | ↑ +13% |
| AETNA | HMO | $7,773.00 | ↑ +13% |
| AMERIHEALTH | LOCAL HMO | $8,013.00 | ↑ +17% |
| HORIZON | PIP | $8,229.75 | ↑ +20% |
| BERGEN RISK | ALL PRODUCTS | $8,229.75 | ↑ +20% |
| CIGNA | HMO | $8,357.00 | ↑ +22% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $8,539.00 | ↑ +24% |
| CIGNA | BH | $8,778.40 | ↑ +28% |
| AMERIHEALTH | REGIONAL HMO | $8,904.00 | ↑ +30% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $9,327.05 | ↑ +36% |
| QUALCARE | WORKERS COMP | $9,765.97 | ↑ +42% |
| QUALCARE | PPO | $9,765.97 | ↑ +42% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,875.70 | ↑ +44% |
| CIGNA | PPO | $9,978.85 | ↑ +45% |
| HORIZON | HMO | $10,450.69 | ↑ +52% |
| HORIZON | INDEMNITY | $10,504.45 | ↑ +53% |
| HORIZON | SHP | $10,571.39 | ↑ +54% |
| HORIZON | FEDERAL | $10,700.87 | ↑ +56% |
| HORIZON | PPO | $10,700.87 | ↑ +56% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +145% |
| OXFORD | ALL PRODUCTS | $21,696.00 | ↑ +216% |
| UNITED HEALTHCARE | HMO | $29,297.00 | ↑ +326% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Gallbladder Removal (Laparoscopic) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ocean University Medical Center | Brick | $6,376.26 | $1,371.12 – $15,984.00 |
| Bayshore Medical Center | Holmdel | $6,457.82 | $1,799.57 – $15,984.00 |