Fetal hemoglobin rosette at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$9.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$112.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.59 with HORIZON vs $112.00 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $5.59 ↓ -40%
OPTUM HEALTH MANAGED MEDICAID $7.49 ↓ -20%
WELLCARE MANAGED MEDICAID $9.36 ↑ +0%
AETNA MEDICARE ADVANTAGE $9.36 ↑ +0%
VACCN ALL PRODUCTS $9.36 ↑ +0%
AMERIGROUP MANAGED MEDICAID $9.36 ↑ +0%
HORIZON MEDICARE ADVANTAGE $9.36 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $9.36 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $9.36 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $9.36 ↑ +0%
CLOVER MEDICARE ADVANTAGE $9.36 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $9.36 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $9.83 ↑ +5%
LHP HEALTH ALL PRODUCTS $11.70 ↑ +25%
KARNA MEDICARE ADVANTAGE $12.45 ↑ +33%
AETNA MANAGED MEDICAID $28.11 ↑ +200%
CIGNA PPO $42.03 ↑ +349%
CIGNA HMO $42.03 ↑ +349%
OXFORD ALL PRODUCTS $56.00 ↑ +498%
UNITED HEALTHCARE HMO $63.28 ↑ +576%
HORIZON OMNIA $73.35 ↑ +684%
HORIZON WORKERS COMP $77.12 ↑ +724%
INTERGROUP ALL PRODUCTS $78.40 ↑ +738%
HORIZON PIP $84.00 ↑ +797%
BERGEN RISK ALL PRODUCTS $84.00 ↑ +797%
BRIGHTON HEALTH PLAN ALL PRODUCTS $88.48 ↑ +845%
CIGNA BH $89.60 ↑ +857%
AETNA ASA $90.91 ↑ +871%
AETNA PPO $90.91 ↑ +871%
AETNA HMO $90.91 ↑ +871%
CHN ALL PRODUCTS $95.20 ↑ +917%
MULTIPLAN - PHCS ALL PRODUCTS $95.20 ↑ +917%
ACTIVECARE FIRST MCO ALL PRODUCTS $95.20 ↑ +917%
QUALCARE HMO $98.78 ↑ +955%
QUALCARE PPO $98.78 ↑ +955%
QUALCARE WORKERS COMP $98.78 ↑ +955%
HORIZON HMO $106.67 ↑ +1040%
HORIZON INDEMNITY $107.22 ↑ +1046%
HORIZON SHP $107.90 ↑ +1053%
HORIZON FEDERAL $109.22 ↑ +1067%
HORIZON PPO $109.22 ↑ +1067%
AMERIHEALTH REGIONAL HMO $112.00 ↑ +1097%
AMERIHEALTH LOCAL HMO $112.00 ↑ +1097%

Visitor-reported prices

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Fetal hemoglobin rosette at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $9.36 $9.36 – $42.89
Ocean University Medical Center Brick $9.36 $9.36 – $42.89
JFK Johnson Rehabilitation Institute (JRI) Edison $9.36 $9.36 – $44.05
Jersey Shore University Medical Center Neptune City $9.36 $7.49 – $42.89
Palisades Medical Center North Bergen $9.36 $6.17 – $42.89
Raritan Bay Medical Center Perth Amboy $9.36 $9.36 – $42.89
Riverview Medical Center Red Bank $9.36 $4.32 – $42.89
Southern Ocean Medical Center Manahawkin $9.36 $9.36 – $42.89

All New-jersey hospitals for this procedure →