Exc back les sbq <3 cm 21930 at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$1,908.09

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,084.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$794.70 with KARNA vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $794.70 ↓ -58%
CLOVER MEDICARE ADVANTAGE $915.12 ↓ -52%
AETNA MANAGED MEDICAID $1,276.08 ↓ -33%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,454.02 ↓ -24%
OPTUM HEALTH MANAGED MEDICAID $1,526.47 ↓ -20%
AETNA MEDICARE ADVANTAGE $1,874.89 ↓ -2%
HORIZON MEDICARE ADVANTAGE $1,908.09 ↑ +0%
WELLCARE MANAGED MEDICAID $1,908.09 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $1,908.09 ↑ +0%
VACCN ALL PRODUCTS $1,908.09 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $1,908.09 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,908.09 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $2,003.50 ↑ +5%
HORIZON MANAGED MEDICAID $2,728.00 ↑ +43%
HORIZON OMNIA $3,329.51 ↑ +74%
LHP HEALTH ALL PRODUCTS $3,548.00 ↑ +86%
INTERGROUP ALL PRODUCTS $3,558.80 ↑ +87%
BERGEN RISK ALL PRODUCTS $3,813.00 ↑ +100%
HORIZON PIP $3,813.00 ↑ +100%
CIGNA BH $4,067.20 ↑ +113%
CHN ALL PRODUCTS $4,321.40 ↑ +126%
ACTIVECARE FIRST MCO ALL PRODUCTS $4,321.40 ↑ +126%
MULTIPLAN - PHCS ALL PRODUCTS $4,321.40 ↑ +126%
QUALCARE PPO $4,524.76 ↑ +137%
QUALCARE WORKERS COMP $4,524.76 ↑ +137%
BRIGHTON HEALTH PLAN ALL PRODUCTS $4,575.60 ↑ +140%
CIGNA PPO $4,623.39 ↑ +142%
CIGNA HMO $4,623.39 ↑ +142%
HORIZON HMO $4,842.00 ↑ +154%
HORIZON INDEMNITY $4,866.91 ↑ +155%
HORIZON SHP $4,897.93 ↑ +157%
HORIZON PPO $4,957.92 ↑ +160%
HORIZON FEDERAL $4,957.92 ↑ +160%
OXFORD ALL PRODUCTS $7,146.00 ↑ +275%
QUALCARE HMO $7,712.00 ↑ +304%
AETNA ASA $7,773.00 ↑ +307%
AETNA PPO $7,773.00 ↑ +307%
AETNA HMO $7,773.00 ↑ +307%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +320%
UNITED HEALTHCARE HMO $8,568.00 ↑ +349%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +367%
HORIZON WORKERS COMP $16,802.00 ↑ +781%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Exc back les sbq <3 cm 21930 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $1,793.38 $1,793.38 – $2,152.05
Ocean University Medical Center Brick $1,770.73 $768.65 – $2,124.87
JFK Johnson Rehabilitation Institute (JRI) Edison $1,794.93 $273.00 – $1,794.93
Jersey Shore University Medical Center Neptune City $1,793.38 $768.65 – $2,152.05
Palisades Medical Center North Bergen $1,908.09 $794.70 – $2,079.82
Raritan Bay Medical Center Perth Amboy $1,794.93 $794.70 – $2,153.92
Riverview Medical Center Red Bank $1,793.38 $768.65 – $2,152.05
Southern Ocean Medical Center Manahawkin $1,770.73 $768.65 – $2,124.87

All New-jersey hospitals for this procedure →