Event monitor at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$43.91

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$330.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.12 with KARNA vs $5,218.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $15.12 ↓ -66%
OPTUM HEALTH MANAGED MEDICAID $35.13 ↓ -20%
AETNA MEDICARE ADVANTAGE $43.61 ↓ -1%
HORIZON MEDICARE ADVANTAGE $43.91 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $43.91 ↑ +0%
WELLCARE MANAGED MEDICAID $43.91 ↑ +0%
VACCN ALL PRODUCTS $43.91 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $43.91 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $43.91 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $46.11 ↑ +5%
CLOVER MEDICARE ADVANTAGE $59.40 ↑ +35%
AETNA MANAGED MEDICAID $82.83 ↑ +89%
SEOUL MEDICAL GROUP ALL PRODUCTS $94.38 ↑ +115%
AETNA PPO $109.49 ↑ +149%
AETNA HMO $109.49 ↑ +149%
AETNA ASA $109.49 ↑ +149%
HORIZON MANAGED MEDICAID $163.35 ↑ +272%
HORIZON OMNIA $216.12 ↑ +392%
HORIZON WORKERS COMP $227.24 ↑ +418%
INTERGROUP ALL PRODUCTS $231.00 ↑ +426%
BERGEN RISK ALL PRODUCTS $247.50 ↑ +464%
HORIZON PIP $247.50 ↑ +464%
LHP HEALTH ALL PRODUCTS $260.70 ↑ +494%
CIGNA BH $264.00 ↑ +501%
ACTIVECARE FIRST MCO ALL PRODUCTS $280.50 ↑ +539%
CHN ALL PRODUCTS $280.50 ↑ +539%
MULTIPLAN - PHCS ALL PRODUCTS $280.50 ↑ +539%
QUALCARE HMO $291.06 ↑ +563%
QUALCARE PPO $291.06 ↑ +563%
QUALCARE WORKERS COMP $291.06 ↑ +563%
BRIGHTON HEALTH PLAN ALL PRODUCTS $297.00 ↑ +576%
HORIZON HMO $314.29 ↑ +616%
HORIZON INDEMNITY $315.91 ↑ +619%
HORIZON SHP $317.92 ↑ +624%
CIGNA HMO $319.28 ↑ +627%
CIGNA PPO $319.28 ↑ +627%
HORIZON PPO $321.82 ↑ +633%
HORIZON FEDERAL $321.82 ↑ +633%
AMERIHEALTH REGIONAL HMO $330.00 ↑ +652%
AMERIHEALTH LOCAL HMO $330.00 ↑ +652%
OXFORD ALL PRODUCTS $3,783.00 ↑ +8515%
UNITED HEALTHCARE HMO $5,218.00 ↑ +11783%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Event monitor at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $41.27 $41.27 – $1,008.00
Ocean University Medical Center Brick $40.75 $14.32 – $1,008.00
JFK Johnson Rehabilitation Institute (JRI) Edison $41.31 $15.12 – $4,913.00
Jersey Shore University Medical Center Neptune City $41.27 $14.32 – $1,063.00
Palisades Medical Center North Bergen $43.91 $15.12 – $535.00
Raritan Bay Medical Center Perth Amboy $41.31 $15.12 – $1,297.00
Riverview Medical Center Red Bank $41.27 $14.32 – $941.00
Southern Ocean Medical Center Manahawkin $40.75 $14.32 – $1,016.00

All New-jersey hospitals for this procedure →