healthcosts.net
Established Patient Office Visit (level 1) at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$275.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$14.72 with KARNA vs $974.00 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $14.72 | — |
| CLOVER | MEDICARE ADVANTAGE | $49.50 | — |
| OPTUM HEALTH | MANAGED MEDICAID | $60.50 | — |
| AETNA | MANAGED MEDICAID | $69.03 | — |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $78.65 | — |
| AETNA | MEDICARE ADVANTAGE | $81.40 | — |
| HORIZON | MANAGED MEDICAID | $116.00 | — |
| HORIZON | OMNIA | $180.10 | — |
| HORIZON | WORKERS COMP | $189.37 | — |
| INTERGROUP | ALL PRODUCTS | $192.50 | — |
| UNITED HEALTHCARE | HMO | $198.44 | — |
| OXFORD | ALL PRODUCTS | $202.04 | — |
| HORIZON | PIP | $206.25 | — |
| BERGEN RISK | ALL PRODUCTS | $206.25 | — |
| LHP HEALTH | ALL PRODUCTS | $217.25 | — |
| CIGNA | BH | $220.00 | — |
| MULTIPLAN - PHCS | ALL PRODUCTS | $233.75 | — |
| CHN | ALL PRODUCTS | $233.75 | — |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $233.75 | — |
| QUALCARE | HMO | $242.55 | — |
| QUALCARE | WORKERS COMP | $242.55 | — |
| QUALCARE | PPO | $242.55 | — |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $247.50 | — |
| AETNA | PPO | $261.80 | — |
| AETNA | ASA | $261.80 | — |
| AETNA | HMO | $261.80 | — |
| HORIZON | HMO | $261.91 | — |
| HORIZON | INDEMNITY | $263.26 | — |
| HORIZON | SHP | $264.94 | — |
| CIGNA | PPO | $266.06 | — |
| CIGNA | HMO | $266.06 | — |
| HORIZON | FEDERAL | $268.18 | — |
| HORIZON | PPO | $268.18 | — |
| AMERIHEALTH | LOCAL HMO | $879.00 | — |
| AMERIHEALTH | REGIONAL HMO | $974.00 | — |
| WELLCARE | MANAGED MEDICAID | not published by hospital | — |
| VACCN | ALL PRODUCTS | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| WELLCARE | MEDICARE ADVANTAGE | not published by hospital | — |
| HORIZON | MEDICARE ADVANTAGE | not published by hospital | — |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | not published by hospital | — |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
Comments
Established Patient Office Visit (level 1) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | not published | $26.89 – $247.50 |
| Ocean University Medical Center | Brick | not published | $14.29 – $247.50 |