Ercp w/specimen collection at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$4,480.44
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,251.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$670.88 with KARNA vs $16,802.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $670.88 | ↓ -85% |
| CLOVER | MEDICARE ADVANTAGE | $1,305.18 | ↓ -71% |
| AETNA | MANAGED MEDICAID | $1,820.00 | ↓ -59% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $2,073.79 | ↓ -54% |
| HORIZON | MANAGED MEDICAID | $2,728.00 | ↓ -39% |
| LHP HEALTH | ALL PRODUCTS | $3,548.00 | ↓ -21% |
| OPTUM HEALTH | MANAGED MEDICAID | $3,584.35 | ↓ -20% |
| AETNA | MEDICARE ADVANTAGE | $4,428.82 | ↓ -1% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $4,480.44 | ↑ +0% |
| VACCN | ALL PRODUCTS | $4,480.44 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $4,480.44 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $4,480.44 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $4,480.44 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $4,480.44 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $4,704.46 | ↑ +5% |
| HORIZON | OMNIA | $4,748.68 | ↑ +6% |
| INTERGROUP | ALL PRODUCTS | $5,075.70 | ↑ +13% |
| HORIZON | PIP | $5,438.25 | ↑ +21% |
| BERGEN RISK | ALL PRODUCTS | $5,438.25 | ↑ +21% |
| CIGNA | BH | $5,800.80 | ↑ +29% |
| CHN | ALL PRODUCTS | $6,163.35 | ↑ +38% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $6,163.35 | ↑ +38% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $6,163.35 | ↑ +38% |
| QUALCARE | HMO | $6,395.38 | ↑ +43% |
| QUALCARE | PPO | $6,453.39 | ↑ +44% |
| QUALCARE | WORKERS COMP | $6,453.39 | ↑ +44% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $6,525.90 | ↑ +46% |
| CIGNA | HMO | $6,594.06 | ↑ +47% |
| CIGNA | PPO | $6,594.06 | ↑ +47% |
| HORIZON | HMO | $6,905.85 | ↑ +54% |
| HORIZON | INDEMNITY | $6,941.38 | ↑ +55% |
| HORIZON | SHP | $6,985.61 | ↑ +56% |
| HORIZON | FEDERAL | $7,071.18 | ↑ +58% |
| HORIZON | PPO | $7,071.18 | ↑ +58% |
| AETNA | PPO | $7,773.00 | ↑ +73% |
| AETNA | ASA | $7,773.00 | ↑ +73% |
| AETNA | HMO | $7,773.00 | ↑ +73% |
| AMERIHEALTH | LOCAL HMO | $8,013.00 | ↑ +79% |
| AMERIHEALTH | REGIONAL HMO | $8,904.00 | ↑ +99% |
| OXFORD | ALL PRODUCTS | $9,571.00 | ↑ +114% |
| UNITED HEALTHCARE | HMO | $11,528.00 | ↑ +157% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +275% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Ercp w/specimen collection at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $4,211.08 | $4,211.08 – $5,053.30 |
| Ocean University Medical Center | Brick | $4,157.89 | $651.70 – $4,989.47 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $4,214.73 | $348.00 – $4,214.73 |
| Jersey Shore University Medical Center | Neptune City | $4,211.08 | $651.70 – $5,053.30 |
| Palisades Medical Center | North Bergen | $4,480.44 | $342.78 – $4,883.68 |
| Raritan Bay Medical Center | Perth Amboy | $4,214.73 | $670.88 – $5,057.68 |
| Riverview Medical Center | Red Bank | $4,211.08 | $651.70 – $5,053.30 |
| Southern Ocean Medical Center | Manahawkin | $4,157.89 | $651.70 – $4,989.47 |