Echo exam of eye thickness at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$28.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.13 with CIGNA vs $76.29 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CIGNA HMO $13.13 ↓ -54%
CIGNA PPO $13.13 ↓ -54%
HORIZON MANAGED MEDICAID $16.35 ↓ -43%
AETNA PPO $18.26 ↓ -37%
AETNA ASA $18.26 ↓ -37%
AETNA HMO $18.26 ↓ -37%
KARNA MEDICARE ADVANTAGE $21.34 ↓ -26%
OPTUM HEALTH MANAGED MEDICAID $23.07 ↓ -20%
WELLCARE MEDICARE ADVANTAGE $28.84 ↑ +0%
HORIZON MEDICARE ADVANTAGE $28.84 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $28.84 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $28.84 ↑ +0%
VACCN ALL PRODUCTS $28.84 ↑ +0%
WELLCARE MANAGED MEDICAID $28.84 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $30.28 ↑ +5%
AETNA MEDICARE ADVANTAGE $34.43 ↑ +19%
AMERIHEALTH REGIONAL HMO $59.82 ↑ +107%
AMERIHEALTH LOCAL HMO $59.82 ↑ +107%
OXFORD ALL PRODUCTS $76.00 ↑ +164%
UNITED HEALTHCARE HMO $76.29 ↑ +165%

Visitor-reported prices

visitor-reported
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Echo exam of eye thickness at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $27.11 $4.18 – $66.79
Ocean University Medical Center Brick $26.76 $4.18 – $66.79
JFK Johnson Rehabilitation Institute (JRI) Edison $27.13 $13.77 – $66.79
Jersey Shore University Medical Center Neptune City $27.11 $4.18 – $75.80
Palisades Medical Center North Bergen $28.84 $13.40 – $66.79
Raritan Bay Medical Center Perth Amboy $27.13 $4.18 – $66.79
Riverview Medical Center Red Bank $27.11 $4.18 – $66.79
Southern Ocean Medical Center Manahawkin $26.76 $4.18 – $66.79

All New-jersey hospitals for this procedure →