Determine refractive state at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$244.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$31.14 with KARNA vs $18,693.00 with AETNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $31.14 | — |
| CLOVER | MEDICARE ADVANTAGE | $43.92 | — |
| OPTUM HEALTH | MANAGED MEDICAID | $53.68 | — |
| AETNA | MANAGED MEDICAID | $61.24 | — |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $69.78 | — |
| AETNA | MEDICARE ADVANTAGE | $72.22 | — |
| HORIZON | OMNIA | $159.80 | — |
| INTERGROUP | ALL PRODUCTS | $170.80 | — |
| UNITED HEALTHCARE | HMO | $176.07 | — |
| OXFORD | ALL PRODUCTS | $179.27 | — |
| BERGEN RISK | ALL PRODUCTS | $183.00 | — |
| HORIZON | PIP | $183.00 | — |
| CIGNA | BH | $195.20 | — |
| LHP HEALTH | ALL PRODUCTS | $200.08 | — |
| CHN | ALL PRODUCTS | $207.40 | — |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $207.40 | — |
| MULTIPLAN - PHCS | ALL PRODUCTS | $207.40 | — |
| QUALCARE | WORKERS COMP | $217.16 | — |
| QUALCARE | PPO | $217.16 | — |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $219.60 | — |
| CIGNA | HMO | $221.89 | — |
| CIGNA | PPO | $221.89 | — |
| HORIZON | HMO | $232.39 | — |
| HORIZON | INDEMNITY | $233.58 | — |
| HORIZON | SHP | $235.07 | — |
| HORIZON | FEDERAL | $237.95 | — |
| HORIZON | PPO | $237.95 | — |
| HORIZON | MANAGED MEDICAID | $2,728.00 | — |
| QUALCARE | HMO | $7,712.00 | — |
| AMERIHEALTH | LOCAL HMO | $8,013.00 | — |
| AMERIHEALTH | REGIONAL HMO | $8,904.00 | — |
| HORIZON | WORKERS COMP | $16,802.00 | — |
| AETNA | HMO | $18,693.00 | — |
| AETNA | PPO | $18,693.00 | — |
| AETNA | ASA | $18,693.00 | — |
| VACCN | ALL PRODUCTS | not published by hospital | — |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | not published by hospital | — |
| WELLCARE | MANAGED MEDICAID | not published by hospital | — |
| WELLCARE | MEDICARE ADVANTAGE | not published by hospital | — |
| HORIZON | MEDICARE ADVANTAGE | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
Comments
Determine refractive state at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | not published | $4.49 – $78.30 |
| Cooperman Barnabas Medical Center | Livingston | not published | $49.80 – $49.80 |
| Community Medical Center | Toms River | not published | $51.00 – $51.00 |
| Clara Maass Medical Center | Belleville | not published | $49.20 – $49.20 |
| Newark Beth Israel Medical Center | Newark | not published | $4.62 – $90.30 |
| Jersey City Medical Center | Jersey City | not published | $5.81 – $54.00 |
| Monmouth Medical Center | Long Branch | not published | $98.40 – $98.40 |
| Bayshore Medical Center | Holmdel | not published | not published |