Destruction anal lesion(s) smpl chem 46900 at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$470.51

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$956.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$172.08 with CLOVER vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $172.08 ↓ -63%
AETNA MANAGED MEDICAID $239.96 ↓ -49%
SEOUL MEDICAL GROUP ALL PRODUCTS $273.42 ↓ -42%
KARNA MEDICARE ADVANTAGE $297.98 ↓ -37%
OPTUM HEALTH MANAGED MEDICAID $376.41 ↓ -20%
AETNA MEDICARE ADVANTAGE $461.12 ↓ -2%
HORIZON MEDICARE ADVANTAGE $470.51 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $470.51 ↑ +0%
WELLCARE MANAGED MEDICAID $470.51 ↑ +0%
VACCN ALL PRODUCTS $470.51 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $470.51 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $470.51 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $494.04 ↑ +5%
HORIZON OMNIA $626.08 ↑ +33%
INTERGROUP ALL PRODUCTS $669.20 ↑ +42%
HORIZON PIP $717.00 ↑ +52%
BERGEN RISK ALL PRODUCTS $717.00 ↑ +52%
CIGNA BH $764.80 ↑ +63%
LHP HEALTH ALL PRODUCTS $783.92 ↑ +67%
MULTIPLAN - PHCS ALL PRODUCTS $812.60 ↑ +73%
CHN ALL PRODUCTS $812.60 ↑ +73%
ACTIVECARE FIRST MCO ALL PRODUCTS $812.60 ↑ +73%
QUALCARE PPO $850.84 ↑ +81%
QUALCARE WORKERS COMP $850.84 ↑ +81%
BRIGHTON HEALTH PLAN ALL PRODUCTS $860.40 ↑ +83%
CIGNA PPO $869.39 ↑ +85%
CIGNA HMO $869.39 ↑ +85%
HORIZON HMO $910.49 ↑ +94%
HORIZON INDEMNITY $915.18 ↑ +95%
HORIZON SHP $921.01 ↑ +96%
HORIZON FEDERAL $932.29 ↑ +98%
HORIZON PPO $932.29 ↑ +98%
HORIZON MANAGED MEDICAID $2,728.00 ↑ +480%
OXFORD ALL PRODUCTS $3,205.00 ↑ +581%
UNITED HEALTHCARE HMO $3,756.00 ↑ +698%
QUALCARE HMO $7,712.00 ↑ +1539%
AETNA ASA $7,773.00 ↑ +1552%
AETNA PPO $7,773.00 ↑ +1552%
AETNA HMO $7,773.00 ↑ +1552%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +1603%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +1792%
HORIZON WORKERS COMP $16,802.00 ↑ +3471%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Destruction anal lesion(s) smpl chem 46900 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $442.22 $442.22 – $530.67
Ocean University Medical Center Brick $436.64 $287.46 – $523.97
JFK Johnson Rehabilitation Institute (JRI) Edison $442.61 $74.00 – $442.61
Jersey Shore University Medical Center Neptune City $442.22 $287.46 – $530.67
Palisades Medical Center North Bergen $470.51 $297.98 – $512.86
Raritan Bay Medical Center Perth Amboy $442.61 $297.98 – $531.13
Riverview Medical Center Red Bank $442.22 $287.46 – $530.67
Southern Ocean Medical Center Manahawkin $436.64 $287.46 – $523.97

All New-jersey hospitals for this procedure →