Cysto rx balo cath urtl strx at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$5,986.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$16,473.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$342.25 with KARNA vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $342.25 ↓ -94%
HORIZON MANAGED MEDICAID $2,728.00 ↓ -54%
CLOVER MEDICARE ADVANTAGE $2,965.14 ↓ -50%
LHP HEALTH ALL PRODUCTS $3,548.00 ↓ -41%
AETNA MANAGED MEDICAID $4,134.72 ↓ -31%
SEOUL MEDICAL GROUP ALL PRODUCTS $4,711.28 ↓ -21%
OPTUM HEALTH MANAGED MEDICAID $4,789.42 ↓ -20%
AETNA MEDICARE ADVANTAGE $5,983.74 ↓ -0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $5,986.78 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $5,986.78 ↑ +0%
WELLCARE MANAGED MEDICAID $5,986.78 ↑ +0%
VACCN ALL PRODUCTS $5,986.78 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $5,986.78 ↑ +0%
HORIZON MEDICARE ADVANTAGE $5,986.78 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $6,286.11 ↑ +5%
CHN ALL PRODUCTS $7,057.81 ↑ +18%
QUALCARE HMO $7,712.00 ↑ +29%
AETNA PPO $7,773.00 ↑ +30%
AETNA ASA $7,773.00 ↑ +30%
AETNA HMO $7,773.00 ↑ +30%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +34%
CIGNA HMO $8,357.00 ↑ +40%
ACTIVECARE FIRST MCO ALL PRODUCTS $8,539.00 ↑ +43%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +49%
OXFORD ALL PRODUCTS $9,571.00 ↑ +60%
CIGNA PPO $10,049.00 ↑ +68%
HORIZON OMNIA $10,788.17 ↑ +80%
UNITED HEALTHCARE HMO $11,528.00 ↑ +93%
INTERGROUP ALL PRODUCTS $11,531.10 ↑ +93%
BERGEN RISK ALL PRODUCTS $12,354.75 ↑ +106%
HORIZON PIP $12,354.75 ↑ +106%
CIGNA BH $13,178.40 ↑ +120%
MULTIPLAN - PHCS ALL PRODUCTS $14,002.05 ↑ +134%
QUALCARE WORKERS COMP $14,660.97 ↑ +145%
QUALCARE PPO $14,660.97 ↑ +145%
BRIGHTON HEALTH PLAN ALL PRODUCTS $14,825.70 ↑ +148%
HORIZON HMO $15,688.89 ↑ +162%
HORIZON SHP $15,733.00 ↑ +163%
HORIZON INDEMNITY $15,769.60 ↑ +163%
HORIZON PPO $16,064.47 ↑ +168%
HORIZON FEDERAL $16,064.47 ↑ +168%
HORIZON WORKERS COMP $16,802.00 ↑ +181%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Cysto rx balo cath urtl strx at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $5,626.86 $5,626.86 – $15,984.00
Ocean University Medical Center Brick $5,555.79 $332.89 – $15,984.00
JFK Johnson Rehabilitation Institute (JRI) Edison $5,631.74 $342.25 – $5,631.74
Jersey Shore University Medical Center Neptune City $5,626.86 $332.89 – $6,752.23
Palisades Medical Center North Bergen $5,986.78 $342.25 – $15,984.00
Raritan Bay Medical Center Perth Amboy $5,631.74 $342.25 – $15,984.00
Riverview Medical Center Red Bank $5,626.86 $332.89 – $15,984.00
Southern Ocean Medical Center Manahawkin $5,555.79 $332.89 – $15,984.00

All New-jersey hospitals for this procedure →