CT t-spine w /wo contrast at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$209.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,970.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$167.72 with OPTUM HEALTH vs $3,036.82 with LHP HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $167.72 ↓ -20%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $209.65 ↑ +0%
HORIZON MEDICARE ADVANTAGE $209.65 ↑ +0%
VACCN ALL PRODUCTS $209.65 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $209.65 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $209.65 ↑ +0%
WELLCARE MANAGED MEDICAID $209.65 ↑ +0%
AETNA MEDICARE ADVANTAGE $212.47 ↑ +1%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $220.13 ↑ +5%
HORIZON MANAGED MEDICAID $260.17 ↑ +24%
KARNA MEDICARE ADVANTAGE $393.81 ↑ +88%
CIGNA PPO $425.33 ↑ +103%
CIGNA HMO $425.33 ↑ +103%
CLOVER MEDICARE ADVANTAGE $534.60 ↑ +155%
UNITED HEALTHCARE HMO $552.17 ↑ +163%
OXFORD ALL PRODUCTS $552.17 ↑ +163%
AETNA PPO $717.17 ↑ +242%
AETNA ASA $717.17 ↑ +242%
AETNA HMO $717.17 ↑ +242%
AETNA MANAGED MEDICAID $745.47 ↑ +256%
AMERIHEALTH REGIONAL HMO $777.68 ↑ +271%
AMERIHEALTH LOCAL HMO $777.68 ↑ +271%
SEOUL MEDICAL GROUP ALL PRODUCTS $849.42 ↑ +305%
HORIZON OMNIA $1,945.05 ↑ +828%
HORIZON WORKERS COMP $2,045.14 ↑ +876%
INTERGROUP ALL PRODUCTS $2,079.00 ↑ +892%
BERGEN RISK ALL PRODUCTS $2,227.50 ↑ +962%
HORIZON PIP $2,227.50 ↑ +962%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,346.30 ↑ +1019%
CIGNA BH $2,376.00 ↑ +1033%
CHN ALL PRODUCTS $2,524.50 ↑ +1104%
MULTIPLAN - PHCS ALL PRODUCTS $2,524.50 ↑ +1104%
ACTIVECARE FIRST MCO ALL PRODUCTS $2,524.50 ↑ +1104%
QUALCARE HMO $2,619.54 ↑ +1149%
QUALCARE PPO $2,619.54 ↑ +1149%
QUALCARE WORKERS COMP $2,619.54 ↑ +1149%
HORIZON HMO $2,828.63 ↑ +1249%
HORIZON INDEMNITY $2,843.18 ↑ +1256%
HORIZON SHP $2,861.30 ↑ +1265%
HORIZON FEDERAL $2,896.34 ↑ +1282%
HORIZON PPO $2,896.34 ↑ +1282%
LHP HEALTH ALL PRODUCTS $3,036.82 ↑ +1349%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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CT t-spine w /wo contrast at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $197.04 $197.04 – $1,762.00
Ocean University Medical Center Brick $194.55 $178.02 – $1,762.00
JFK Johnson Rehabilitation Institute (JRI) Edison $197.21 $178.02 – $693.68
Jersey Shore University Medical Center Neptune City $197.04 $197.04 – $2,083.00
Palisades Medical Center North Bergen $209.65 $209.65 – $775.74
Raritan Bay Medical Center Perth Amboy $197.21 $197.21 – $1,752.00
Riverview Medical Center Red Bank $197.04 $197.04 – $1,762.00
Southern Ocean Medical Center Manahawkin $194.55 $194.55 – $775.74

All New-jersey hospitals for this procedure →