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CT Scan of Abdomen and Pelvis (with contrast) at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$420.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,076.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$223.97 with HORIZON vs $3,974.92 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $223.97 ↓ -47%
OPTUM HEALTH MANAGED MEDICAID $336.46 ↓ -20%
OPTUM HEALTH MEDICARE ADVANTAGE $420.58 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $420.58 ↑ +0%
HORIZON MEDICARE ADVANTAGE $420.58 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $420.58 ↑ +0%
VACCN ALL PRODUCTS $420.58 ↑ +0%
WELLCARE MANAGED MEDICAID $420.58 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $441.61 ↑ +5%
AETNA MEDICARE ADVANTAGE $444.73 ↑ +6%
KARNA MEDICARE ADVANTAGE $601.94 ↑ +43%
AMERIHEALTH LOCAL HMO $632.11 ↑ +50%
AMERIHEALTH REGIONAL HMO $632.11 ↑ +50%
CIGNA PPO $671.25 ↑ +60%
CIGNA HMO $671.25 ↑ +60%
CLOVER MEDICARE ADVANTAGE $733.68 ↑ +74%
AETNA PPO $760.15 ↑ +81%
AETNA ASA $760.15 ↑ +81%
AETNA HMO $760.15 ↑ +81%
AETNA MANAGED MEDICAID $1,023.08 ↑ +143%
UNITED HEALTHCARE HMO $1,138.41 ↑ +171%
OXFORD ALL PRODUCTS $1,138.41 ↑ +171%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,165.74 ↑ +177%
HORIZON OMNIA $2,669.37 ↑ +535%
HORIZON WORKERS COMP $2,806.73 ↑ +567%
INTERGROUP ALL PRODUCTS $2,853.20 ↑ +578%
HORIZON PIP $3,057.00 ↑ +627%
BERGEN RISK ALL PRODUCTS $3,057.00 ↑ +627%
BRIGHTON HEALTH PLAN ALL PRODUCTS $3,220.04 ↑ +666%
LHP HEALTH ALL PRODUCTS $3,220.04 ↑ +666%
CIGNA BH $3,260.80 ↑ +675%
MULTIPLAN - PHCS ALL PRODUCTS $3,464.60 ↑ +724%
CHN ALL PRODUCTS $3,464.60 ↑ +724%
ACTIVECARE FIRST MCO ALL PRODUCTS $3,464.60 ↑ +724%
QUALCARE HMO $3,595.03 ↑ +755%
QUALCARE WORKERS COMP $3,595.03 ↑ +755%
QUALCARE PPO $3,595.03 ↑ +755%
HORIZON HMO $3,881.98 ↑ +823%
HORIZON INDEMNITY $3,901.95 ↑ +828%
HORIZON SHP $3,926.82 ↑ +834%
HORIZON FEDERAL $3,974.92 ↑ +845%
HORIZON PPO $3,974.92 ↑ +845%
AMERIGROUP MANAGED MEDICAID not published by hospital

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CT Scan of Abdomen and Pelvis (with contrast) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $395.29 $395.29 – $3,952.50
Ocean University Medical Center Brick $390.30 $357.13 – $4,282.40

All New-jersey hospitals for this procedure →