CT angio hrt w/3d image at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$420.58
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,967.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$212.47 with AETNA vs $2,893.42 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MEDICARE ADVANTAGE | $212.47 | ↓ -49% |
| OPTUM HEALTH | MANAGED MEDICAID | $336.46 | ↓ -20% |
| HORIZON | MANAGED MEDICAID | $414.77 | ↓ -1% |
| WELLCARE | MEDICARE ADVANTAGE | $420.58 | ↑ +0% |
| VACCN | ALL PRODUCTS | $420.58 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $420.58 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $420.58 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $420.58 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $420.58 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $441.61 | ↑ +5% |
| CLOVER | MEDICARE ADVANTAGE | $534.06 | ↑ +27% |
| UNITED HEALTHCARE | HMO | $552.17 | ↑ +31% |
| OXFORD | ALL PRODUCTS | $552.17 | ↑ +31% |
| KARNA | MEDICARE ADVANTAGE | $634.92 | ↑ +51% |
| AETNA | MANAGED MEDICAID | $744.72 | ↑ +77% |
| CIGNA | PPO | $777.96 | ↑ +85% |
| CIGNA | HMO | $777.96 | ↑ +85% |
| AMERIHEALTH | REGIONAL HMO | $797.62 | ↑ +90% |
| AMERIHEALTH | LOCAL HMO | $797.62 | ↑ +90% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $848.56 | ↑ +102% |
| AETNA | PPO | $907.19 | ↑ +116% |
| AETNA | HMO | $907.19 | ↑ +116% |
| AETNA | ASA | $907.19 | ↑ +116% |
| HORIZON | OMNIA | $1,943.09 | ↑ +362% |
| HORIZON | WORKERS COMP | $2,043.08 | ↑ +386% |
| INTERGROUP | ALL PRODUCTS | $2,076.90 | ↑ +394% |
| BERGEN RISK | ALL PRODUCTS | $2,225.25 | ↑ +429% |
| HORIZON | PIP | $2,225.25 | ↑ +429% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $2,343.93 | ↑ +457% |
| LHP HEALTH | ALL PRODUCTS | $2,343.93 | ↑ +457% |
| CIGNA | BH | $2,373.60 | ↑ +464% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $2,521.95 | ↑ +500% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $2,521.95 | ↑ +500% |
| CHN | ALL PRODUCTS | $2,521.95 | ↑ +500% |
| QUALCARE | HMO | $2,616.89 | ↑ +522% |
| QUALCARE | PPO | $2,616.89 | ↑ +522% |
| QUALCARE | WORKERS COMP | $2,616.89 | ↑ +522% |
| HORIZON | HMO | $2,825.77 | ↑ +572% |
| HORIZON | INDEMNITY | $2,840.31 | ↑ +575% |
| HORIZON | SHP | $2,858.41 | ↑ +580% |
| HORIZON | FEDERAL | $2,893.42 | ↑ +588% |
| HORIZON | PPO | $2,893.42 | ↑ +588% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
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CT angio hrt w/3d image at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $395.29 | $395.29 – $2,083.00 |
| Ocean University Medical Center | Brick | $390.30 | $357.13 – $2,083.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $395.64 | $357.13 – $815.33 |
| Jersey Shore University Medical Center | Neptune City | $395.29 | $395.29 – $2,083.00 |
| Palisades Medical Center | North Bergen | $420.58 | $420.58 – $795.63 |
| Raritan Bay Medical Center | Perth Amboy | $395.64 | $395.64 – $1,752.00 |
| Riverview Medical Center | Red Bank | $395.29 | $395.29 – $2,083.00 |
| Southern Ocean Medical Center | Manahawkin | $390.30 | $390.30 – $795.63 |