Correction of astigmatism at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$1,140.61
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,034.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$366.12 with CLOVER vs $16,802.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CLOVER | MEDICARE ADVANTAGE | $366.12 | ↓ -68% |
| AETNA | MANAGED MEDICAID | $510.53 | ↓ -55% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $581.72 | ↓ -49% |
| KARNA | MEDICARE ADVANTAGE | $873.10 | ↓ -23% |
| OPTUM HEALTH | MANAGED MEDICAID | $912.49 | ↓ -20% |
| HORIZON | MEDICARE ADVANTAGE | $1,140.61 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $1,140.61 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $1,140.61 | ↑ +0% |
| VACCN | ALL PRODUCTS | $1,140.61 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $1,140.61 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $1,140.61 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $1,170.80 | ↑ +3% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $1,197.64 | ↑ +5% |
| HORIZON | OMNIA | $1,332.07 | ↑ +17% |
| INTERGROUP | ALL PRODUCTS | $1,423.80 | ↑ +25% |
| HORIZON | PIP | $1,525.50 | ↑ +34% |
| BERGEN RISK | ALL PRODUCTS | $1,525.50 | ↑ +34% |
| CIGNA | BH | $1,627.20 | ↑ +43% |
| LHP HEALTH | ALL PRODUCTS | $1,667.88 | ↑ +46% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $1,728.90 | ↑ +52% |
| CHN | ALL PRODUCTS | $1,728.90 | ↑ +52% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $1,728.90 | ↑ +52% |
| QUALCARE | PPO | $1,810.26 | ↑ +59% |
| QUALCARE | WORKERS COMP | $1,810.26 | ↑ +59% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $1,830.60 | ↑ +60% |
| CIGNA | PPO | $1,849.72 | ↑ +62% |
| CIGNA | HMO | $1,849.72 | ↑ +62% |
| HORIZON | HMO | $1,937.18 | ↑ +70% |
| HORIZON | INDEMNITY | $1,947.15 | ↑ +71% |
| HORIZON | SHP | $1,959.56 | ↑ +72% |
| HORIZON | PPO | $1,983.56 | ↑ +74% |
| HORIZON | FEDERAL | $1,983.56 | ↑ +74% |
| HORIZON | MANAGED MEDICAID | $2,728.00 | ↑ +139% |
| OXFORD | ALL PRODUCTS | $7,146.00 | ↑ +527% |
| QUALCARE | HMO | $7,712.00 | ↑ +576% |
| AETNA | ASA | $7,773.00 | ↑ +581% |
| AETNA | PPO | $7,773.00 | ↑ +581% |
| AETNA | HMO | $7,773.00 | ↑ +581% |
| AMERIHEALTH | LOCAL HMO | $8,013.00 | ↑ +603% |
| UNITED HEALTHCARE | HMO | $8,568.00 | ↑ +651% |
| AMERIHEALTH | REGIONAL HMO | $8,904.00 | ↑ +681% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +1373% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Correction of astigmatism at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $1,072.04 | $1,072.04 – $1,286.45 |
| Ocean University Medical Center | Brick | $1,058.50 | $838.83 – $1,270.20 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $1,072.97 | $168.00 – $1,072.97 |
| Jersey Shore University Medical Center | Neptune City | $1,072.04 | $838.83 – $1,286.45 |
| Palisades Medical Center | North Bergen | $1,140.61 | $873.10 – $1,243.27 |
| Raritan Bay Medical Center | Perth Amboy | $1,072.97 | $873.10 – $1,287.56 |
| Riverview Medical Center | Red Bank | $1,072.04 | $838.83 – $1,286.45 |
| Southern Ocean Medical Center | Manahawkin | $1,058.50 | $838.83 – $1,270.20 |