Contrast x-ray of brain at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$930.42
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$178.40 with HORIZON vs $2,211.69 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $178.40 | ↓ -81% |
| KARNA | MEDICARE ADVANTAGE | $319.53 | ↓ -66% |
| AETNA | PPO | $320.40 | ↓ -66% |
| AETNA | ASA | $320.40 | ↓ -66% |
| AETNA | HMO | $320.40 | ↓ -66% |
| CIGNA | HMO | $399.15 | ↓ -57% |
| CIGNA | PPO | $399.15 | ↓ -57% |
| OPTUM HEALTH | MANAGED MEDICAID | $744.34 | ↓ -20% |
| AETNA | MEDICARE ADVANTAGE | $925.92 | ↓ -0% |
| WELLCARE | MEDICARE ADVANTAGE | $930.42 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $930.42 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $930.42 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $930.42 | ↑ +0% |
| VACCN | ALL PRODUCTS | $930.42 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $930.42 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $976.94 | ↑ +5% |
| OXFORD | ALL PRODUCTS | $2,211.69 | ↑ +138% |
| UNITED HEALTHCARE | HMO | $2,211.69 | ↑ +138% |
Visitor-reported prices
Comments
Contrast x-ray of brain at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $874.49 | $101.64 – $1,936.35 |
| Ocean University Medical Center | Brick | $863.44 | $101.64 – $1,936.35 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $875.24 | $319.53 – $2,050.78 |
| Jersey Shore University Medical Center | Neptune City | $874.49 | $101.64 – $2,197.39 |
| Palisades Medical Center | North Bergen | $930.42 | $196.80 – $1,936.35 |
| Raritan Bay Medical Center | Perth Amboy | $875.24 | $101.64 – $1,936.35 |
| Riverview Medical Center | Red Bank | $874.49 | $101.64 – $1,936.35 |
| Southern Ocean Medical Center | Manahawkin | $863.44 | $101.64 – $1,936.35 |