Complex repair trunk 2.6-7.5cm 13101 at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$720.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,200.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$396.00 with CLOVER vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $396.00 ↓ -45%
KARNA MEDICARE ADVANTAGE $528.05 ↓ -27%
AETNA MANAGED MEDICAID $552.20 ↓ -23%
OPTUM HEALTH MANAGED MEDICAID $576.70 ↓ -20%
SEOUL MEDICAL GROUP ALL PRODUCTS $629.20 ↓ -13%
HORIZON MEDICARE ADVANTAGE $720.88 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $720.88 ↑ +0%
WELLCARE MANAGED MEDICAID $720.88 ↑ +0%
VACCN ALL PRODUCTS $720.88 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $720.88 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $720.88 ↑ +0%
AETNA MEDICARE ADVANTAGE $726.29 ↑ +1%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $756.93 ↑ +5%
HORIZON OMNIA $1,440.78 ↑ +100%
INTERGROUP ALL PRODUCTS $1,540.00 ↑ +114%
HORIZON PIP $1,650.00 ↑ +129%
BERGEN RISK ALL PRODUCTS $1,650.00 ↑ +129%
CIGNA BH $1,760.00 ↑ +144%
LHP HEALTH ALL PRODUCTS $1,804.00 ↑ +150%
MULTIPLAN - PHCS ALL PRODUCTS $1,870.00 ↑ +159%
CHN ALL PRODUCTS $1,870.00 ↑ +159%
ACTIVECARE FIRST MCO ALL PRODUCTS $1,870.00 ↑ +159%
QUALCARE PPO $1,958.00 ↑ +172%
QUALCARE WORKERS COMP $1,958.00 ↑ +172%
BRIGHTON HEALTH PLAN ALL PRODUCTS $1,980.00 ↑ +175%
CIGNA PPO $2,000.68 ↑ +178%
CIGNA HMO $2,000.68 ↑ +178%
HORIZON HMO $2,095.28 ↑ +191%
HORIZON INDEMNITY $2,106.06 ↑ +192%
HORIZON SHP $2,119.48 ↑ +194%
HORIZON FEDERAL $2,145.44 ↑ +198%
HORIZON PPO $2,145.44 ↑ +198%
HORIZON MANAGED MEDICAID $2,728.00 ↑ +278%
OXFORD ALL PRODUCTS $3,205.00 ↑ +345%
UNITED HEALTHCARE HMO $3,756.00 ↑ +421%
QUALCARE HMO $7,712.00 ↑ +970%
AETNA ASA $7,773.00 ↑ +978%
AETNA PPO $7,773.00 ↑ +978%
AETNA HMO $7,773.00 ↑ +978%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +1012%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +1135%
HORIZON WORKERS COMP $16,802.00 ↑ +2231%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Complex repair trunk 2.6-7.5cm 13101 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $677.54 $677.54 – $813.05
Ocean University Medical Center Brick $668.98 $509.45 – $802.78
JFK Johnson Rehabilitation Institute (JRI) Edison $678.13 $273.72 – $678.13
Jersey Shore University Medical Center Neptune City $677.54 $509.45 – $813.05
Palisades Medical Center North Bergen $720.88 $528.05 – $785.76
Raritan Bay Medical Center Perth Amboy $678.13 $528.05 – $813.76
Riverview Medical Center Red Bank $677.54 $509.45 – $813.05
Southern Ocean Medical Center Manahawkin $668.98 $509.45 – $802.78

All New-jersey hospitals for this procedure →