Colposcopy/cervix/inc up/adjacent vag 57452 at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$236.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$673.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$121.14 with CLOVER vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $121.14 ↓ -49%
AETNA MANAGED MEDICAID $168.92 ↓ -29%
OPTUM HEALTH MANAGED MEDICAID $189.53 ↓ -20%
SEOUL MEDICAL GROUP ALL PRODUCTS $192.48 ↓ -19%
KARNA MEDICARE ADVANTAGE $193.70 ↓ -18%
AETNA MEDICARE ADVANTAGE $230.44 ↓ -3%
HORIZON MEDICARE ADVANTAGE $236.91 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $236.91 ↑ +0%
WELLCARE MANAGED MEDICAID $236.91 ↑ +0%
VACCN ALL PRODUCTS $236.91 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $236.91 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $236.91 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $248.76 ↑ +5%
HORIZON OMNIA $440.75 ↑ +86%
INTERGROUP ALL PRODUCTS $471.10 ↑ +99%
HORIZON PIP $504.75 ↑ +113%
BERGEN RISK ALL PRODUCTS $504.75 ↑ +113%
CIGNA BH $538.40 ↑ +127%
LHP HEALTH ALL PRODUCTS $551.86 ↑ +133%
MULTIPLAN - PHCS ALL PRODUCTS $572.05 ↑ +141%
CHN ALL PRODUCTS $572.05 ↑ +141%
ACTIVECARE FIRST MCO ALL PRODUCTS $572.05 ↑ +141%
QUALCARE PPO $598.97 ↑ +153%
QUALCARE WORKERS COMP $598.97 ↑ +153%
BRIGHTON HEALTH PLAN ALL PRODUCTS $605.70 ↑ +156%
CIGNA PPO $612.03 ↑ +158%
CIGNA HMO $612.03 ↑ +158%
HORIZON HMO $640.97 ↑ +171%
HORIZON INDEMNITY $644.26 ↑ +172%
HORIZON SHP $648.37 ↑ +174%
HORIZON FEDERAL $656.31 ↑ +177%
HORIZON PPO $656.31 ↑ +177%
HORIZON MANAGED MEDICAID $2,728.00 ↑ +1051%
OXFORD ALL PRODUCTS $3,205.00 ↑ +1253%
UNITED HEALTHCARE HMO $3,756.00 ↑ +1485%
QUALCARE HMO $7,712.00 ↑ +3155%
AETNA ASA $7,773.00 ↑ +3181%
AETNA PPO $7,773.00 ↑ +3181%
AETNA HMO $7,773.00 ↑ +3181%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +3282%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +3658%
HORIZON WORKERS COMP $16,802.00 ↑ +6992%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Colposcopy/cervix/inc up/adjacent vag 57452 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $222.67 $138.23 – $267.20
Ocean University Medical Center Brick $219.85 $138.23 – $263.83
JFK Johnson Rehabilitation Institute (JRI) Edison $222.86 $122.58 – $222.86
Jersey Shore University Medical Center Neptune City $222.67 $138.23 – $267.20
Palisades Medical Center North Bergen $236.91 $193.70 – $258.23
Raritan Bay Medical Center Perth Amboy $222.86 $138.23 – $267.43
Riverview Medical Center Red Bank $222.67 $138.23 – $267.20
Southern Ocean Medical Center Manahawkin $219.85 $138.23 – $263.83

All New-jersey hospitals for this procedure →