Collection blood specimen from completely implantable venous access device at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$151.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$605.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$62.64 with KARNA vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $62.64 ↓ -59%
CLOVER MEDICARE ADVANTAGE $108.90 ↓ -28%
OPTUM HEALTH MANAGED MEDICAID $121.44 ↓ -20%
AETNA MEDICARE ADVANTAGE $147.72 ↓ -3%
OPTUM HEALTH MEDICARE ADVANTAGE $151.80 ↑ +0%
HORIZON MEDICARE ADVANTAGE $151.80 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $151.80 ↑ +0%
WELLCARE MANAGED MEDICAID $151.80 ↑ +0%
VACCN ALL PRODUCTS $151.80 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $151.80 ↑ +0%
AETNA MANAGED MEDICAID $151.86 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $159.39 ↑ +5%
SEOUL MEDICAL GROUP ALL PRODUCTS $173.03 ↑ +14%
HORIZON MANAGED MEDICAID $299.48 ↑ +97%
HORIZON OMNIA $396.21 ↑ +161%
INTERGROUP ALL PRODUCTS $423.50 ↑ +179%
UNITED HEALTHCARE HMO $436.57 ↑ +188%
OXFORD ALL PRODUCTS $444.49 ↑ +193%
BERGEN RISK ALL PRODUCTS $453.75 ↑ +199%
HORIZON PIP $453.75 ↑ +199%
CIGNA BH $484.00 ↑ +219%
LHP HEALTH ALL PRODUCTS $496.10 ↑ +227%
ACTIVECARE FIRST MCO ALL PRODUCTS $514.25 ↑ +239%
MULTIPLAN - PHCS ALL PRODUCTS $514.25 ↑ +239%
CHN ALL PRODUCTS $514.25 ↑ +239%
QUALCARE WORKERS COMP $533.61 ↑ +252%
QUALCARE HMO $533.61 ↑ +252%
QUALCARE PPO $533.61 ↑ +252%
BRIGHTON HEALTH PLAN ALL PRODUCTS $544.50 ↑ +259%
HORIZON HMO $576.20 ↑ +280%
HORIZON INDEMNITY $579.17 ↑ +282%
HORIZON SHP $582.86 ↑ +284%
CIGNA PPO $585.34 ↑ +286%
CIGNA HMO $585.34 ↑ +286%
HORIZON PPO $590.00 ↑ +289%
HORIZON FEDERAL $590.00 ↑ +289%
AETNA PPO $7,773.00 ↑ +5021%
AETNA ASA $7,773.00 ↑ +5021%
AETNA HMO $7,773.00 ↑ +5021%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +5179%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +5766%
HORIZON WORKERS COMP $16,802.00 ↑ +10969%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Collection blood specimen from completely implantable venous access device at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $142.67 $142.67 – $171.21
Ocean University Medical Center Brick $140.87 $59.17 – $169.05
JFK Johnson Rehabilitation Institute (JRI) Edison $142.80 $62.64 – $142.80
Jersey Shore University Medical Center Neptune City $142.67 $59.17 – $171.21
Palisades Medical Center North Bergen $151.80 $23.14 – $165.46
Raritan Bay Medical Center Perth Amboy $142.80 $62.64 – $171.36
Riverview Medical Center Red Bank $142.67 $59.17 – $171.21
Southern Ocean Medical Center Manahawkin $140.87 $59.17 – $169.05

All New-jersey hospitals for this procedure →