Collar cerv 18.25x3.5in serp firm density sm at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$71.10

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.06 with CLOVER vs $51.78 with KARNA — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $3.06 —
OPTUM HEALTH MANAGED MEDICAID $3.74 —
AETNA MEDICARE ADVANTAGE $5.03 —
AETNA MANAGED MEDICAID $8.33 —
AMERIHEALTH LOCAL HMO $8.35 —
SEOUL MEDICAL GROUP ALL PRODUCTS $8.50 —
CIGNA PPO $9.04 —
CIGNA HMO $9.04 —
AMERIHEALTH REGIONAL HMO $9.27 —
HORIZON WORKERS COMP $9.35 —
HORIZON PIP $9.35 —
BERGEN RISK ALL PRODUCTS $10.20 —
CHN ALL PRODUCTS $11.05 —
ACTIVECARE FIRST MCO ALL PRODUCTS $11.05 —
HORIZON OMNIA $11.13 —
BRIGHTON HEALTH PLAN ALL PRODUCTS $11.56 —
INTERGROUP ALL PRODUCTS $11.90 —
AETNA PPO $11.93 —
AETNA HMO $11.93 —
AETNA ASA $11.93 —
LHP HEALTH ALL PRODUCTS $13.43 —
CIGNA BH $13.60 —
MULTIPLAN - PHCS ALL PRODUCTS $14.45 —
QUALCARE WORKERS COMP $14.99 —
QUALCARE HMO $14.99 —
QUALCARE PPO $14.99 —
HORIZON HMO $16.19 —
HORIZON INDEMNITY $16.27 —
HORIZON SHP $16.38 —
HORIZON FEDERAL $16.58 —
HORIZON PPO $16.58 —
KARNA MEDICARE ADVANTAGE $51.78 —
OXFORD ALL PRODUCTS not published by hospital —
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital —
AMERIGROUP MANAGED MEDICAID not published by hospital —
HORIZON MEDICARE ADVANTAGE not published by hospital —
HORIZON MANAGED MEDICAID not published by hospital —
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE not published by hospital —
UNITED HEALTHCARE HMO not published by hospital —
VACCN ALL PRODUCTS not published by hospital —
WELLCARE MANAGED MEDICAID not published by hospital —
WELLCARE MEDICARE ADVANTAGE not published by hospital —

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Collar cerv 18.25x3.5in serp firm density sm at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $12.67 $13.30 – $59.50
Cooperman Barnabas Medical Center Livingston $10.22 $29.90 – $59.80
Community Medical Center Toms River $10.00 $29.90 – $59.50
Clara Maass Medical Center Belleville $9.59 $29.90 – $59.50
Newark Beth Israel Medical Center Newark $10.05 $13.69 – $59.50
Jersey City Medical Center Jersey City $10.02 $17.21 – $59.50
Monmouth Medical Center Long Branch $10.55 $29.90 – $59.50
Robert Wood Johnson University Hospital Hamilton Hamilton Township $11.07 $29.90 – $59.50

All New-jersey hospitals for this procedure →