Cochlear implt f/up exam <7 at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$184.26

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$641.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$115.38 with CLOVER vs $641.00 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $115.38 ↓ -37%
OPTUM HEALTH MANAGED MEDICAID $147.41 ↓ -20%
AETNA MANAGED MEDICAID $160.89 ↓ -13%
AETNA MEDICARE ADVANTAGE $180.64 ↓ -2%
SEOUL MEDICAL GROUP ALL PRODUCTS $183.33 ↓ -1%
VACCN ALL PRODUCTS $184.26 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $184.26 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $184.26 ↑ +0%
HORIZON MEDICARE ADVANTAGE $184.26 ↑ +0%
WELLCARE MANAGED MEDICAID $184.26 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $184.26 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $193.47 ↑ +5%
KARNA MEDICARE ADVANTAGE $206.64 ↑ +12%
HORIZON MANAGED MEDICAID $317.30 ↑ +72%
HORIZON OMNIA $419.79 ↑ +128%
HORIZON WORKERS COMP $441.39 ↑ +140%
INTERGROUP ALL PRODUCTS $448.70 ↑ +144%
HORIZON PIP $480.75 ↑ +161%
BERGEN RISK ALL PRODUCTS $480.75 ↑ +161%
OXFORD ALL PRODUCTS $485.00 ↑ +163%
UNITED HEALTHCARE HMO $487.00 ↑ +164%
LHP HEALTH ALL PRODUCTS $506.39 ↑ +175%
CIGNA BH $512.80 ↑ +178%
MULTIPLAN - PHCS ALL PRODUCTS $544.85 ↑ +196%
CHN ALL PRODUCTS $544.85 ↑ +196%
ACTIVECARE FIRST MCO ALL PRODUCTS $544.85 ↑ +196%
QUALCARE WORKERS COMP $565.36 ↑ +207%
QUALCARE HMO $565.36 ↑ +207%
QUALCARE PPO $565.36 ↑ +207%
BRIGHTON HEALTH PLAN ALL PRODUCTS $576.90 ↑ +213%
AETNA ASA $610.23 ↑ +231%
AETNA PPO $610.23 ↑ +231%
AETNA HMO $610.23 ↑ +231%
HORIZON HMO $610.49 ↑ +231%
HORIZON INDEMNITY $613.63 ↑ +233%
HORIZON SHP $617.54 ↑ +235%
CIGNA PPO $620.17 ↑ +237%
CIGNA HMO $620.17 ↑ +237%
HORIZON PPO $625.10 ↑ +239%
HORIZON FEDERAL $625.10 ↑ +239%
AMERIHEALTH REGIONAL HMO $641.00 ↑ +248%
AMERIHEALTH LOCAL HMO $641.00 ↑ +248%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Cochlear implt f/up exam <7 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $173.18 $173.18 – $465.00
Ocean University Medical Center Brick $170.99 $74.00 – $499.00
JFK Johnson Rehabilitation Institute (JRI) Edison $173.33 $74.00 – $627.00
Jersey Shore University Medical Center Neptune City $173.18 $173.18 – $443.00
Palisades Medical Center North Bergen $184.26 $184.26 – $994.00
Raritan Bay Medical Center Perth Amboy $173.33 $173.33 – $792.50
Riverview Medical Center Red Bank $173.18 $173.18 – $465.00
Southern Ocean Medical Center Manahawkin $170.99 $170.99 – $465.00

All New-jersey hospitals for this procedure →