Co-treatment - group 15 mins, st at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$30.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$174.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.02 with OPTUM HEALTH vs $406.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $24.02 ↓ -20%
WELLCARE MEDICARE ADVANTAGE $30.03 ↑ +0%
WELLCARE MANAGED MEDICAID $30.03 ↑ +0%
HORIZON MEDICARE ADVANTAGE $30.03 ↑ +0%
AETNA MEDICARE ADVANTAGE $30.03 ↑ +0%
VACCN ALL PRODUCTS $30.03 ↑ +0%
AMERIGROUP MANAGED MEDICAID $30.03 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $30.03 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $30.03 ↑ +0%
CLOVER MEDICARE ADVANTAGE $31.32 ↑ +4%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $31.53 ↑ +5%
KARNA MEDICARE ADVANTAGE $42.43 ↑ +41%
AETNA MANAGED MEDICAID $43.67 ↑ +45%
SEOUL MEDICAL GROUP ALL PRODUCTS $49.76 ↑ +66%
HORIZON MANAGED MEDICAID $54.05 ↑ +80%
HORIZON OMNIA $113.95 ↑ +279%
HORIZON WORKERS COMP $119.82 ↑ +299%
INTERGROUP ALL PRODUCTS $121.80 ↑ +306%
HORIZON PIP $130.50 ↑ +335%
BERGEN RISK ALL PRODUCTS $130.50 ↑ +335%
LHP HEALTH ALL PRODUCTS $137.46 ↑ +358%
CIGNA BH $139.20 ↑ +364%
ACTIVECARE FIRST MCO ALL PRODUCTS $147.90 ↑ +393%
CHN ALL PRODUCTS $147.90 ↑ +393%
MULTIPLAN - PHCS ALL PRODUCTS $147.90 ↑ +393%
QUALCARE HMO $153.47 ↑ +411%
QUALCARE WORKERS COMP $153.47 ↑ +411%
QUALCARE PPO $153.47 ↑ +411%
BRIGHTON HEALTH PLAN ALL PRODUCTS $156.60 ↑ +421%
HORIZON HMO $165.72 ↑ +452%
HORIZON INDEMNITY $166.57 ↑ +455%
HORIZON SHP $167.63 ↑ +458%
HORIZON FEDERAL $169.68 ↑ +465%
HORIZON PPO $169.68 ↑ +465%
AMERIHEALTH REGIONAL HMO $174.00 ↑ +479%
AMERIHEALTH LOCAL HMO $174.00 ↑ +479%
OXFORD ALL PRODUCTS $212.00 ↑ +606%
CIGNA PPO $238.00 ↑ +693%
CIGNA HMO $238.00 ↑ +693%
AETNA PPO $258.04 ↑ +759%
AETNA HMO $258.04 ↑ +759%
AETNA ASA $258.04 ↑ +759%
UNITED HEALTHCARE HMO $406.00 ↑ +1252%

Visitor-reported prices

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Co-treatment - group 15 mins, st at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $30.03 $30.03 – $614.00
Ocean University Medical Center Brick $30.03 $30.03 – $413.00
JFK Johnson Rehabilitation Institute (JRI) Edison $30.03 $30.03 – $576.00
Jersey Shore University Medical Center Neptune City $30.03 $24.02 – $326.00
Palisades Medical Center North Bergen $30.03 $16.08 – $769.00
Raritan Bay Medical Center Perth Amboy $30.03 $30.03 – $265.00
Riverview Medical Center Red Bank $30.03 $30.03 – $301.00
Southern Ocean Medical Center Manahawkin $30.03 $30.03 – $332.00

All New-jersey hospitals for this procedure →