Close tear duct opening at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$352.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,056.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$190.08 with CLOVER vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $190.08 ↓ -46%
AETNA MANAGED MEDICAID $265.06 ↓ -25%
OPTUM HEALTH MANAGED MEDICAID $281.63 ↓ -20%
SEOUL MEDICAL GROUP ALL PRODUCTS $302.02 ↓ -14%
KARNA MEDICARE ADVANTAGE $315.08 ↓ -10%
AETNA MEDICARE ADVANTAGE $336.88 ↓ -4%
HORIZON MEDICARE ADVANTAGE $352.04 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $352.04 ↑ +0%
WELLCARE MANAGED MEDICAID $352.04 ↑ +0%
VACCN ALL PRODUCTS $352.04 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $352.04 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $352.04 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $369.64 ↑ +5%
HORIZON OMNIA $691.57 ↑ +96%
INTERGROUP ALL PRODUCTS $739.20 ↑ +110%
HORIZON PIP $792.00 ↑ +125%
BERGEN RISK ALL PRODUCTS $792.00 ↑ +125%
CIGNA BH $844.80 ↑ +140%
LHP HEALTH ALL PRODUCTS $865.92 ↑ +146%
MULTIPLAN - PHCS ALL PRODUCTS $897.60 ↑ +155%
CHN ALL PRODUCTS $897.60 ↑ +155%
ACTIVECARE FIRST MCO ALL PRODUCTS $897.60 ↑ +155%
QUALCARE PPO $939.84 ↑ +167%
QUALCARE WORKERS COMP $939.84 ↑ +167%
BRIGHTON HEALTH PLAN ALL PRODUCTS $950.40 ↑ +170%
CIGNA PPO $960.33 ↑ +173%
CIGNA HMO $960.33 ↑ +173%
HORIZON HMO $1,005.73 ↑ +186%
HORIZON INDEMNITY $1,010.91 ↑ +187%
HORIZON SHP $1,017.35 ↑ +189%
HORIZON FEDERAL $1,029.81 ↑ +193%
HORIZON PPO $1,029.81 ↑ +193%
HORIZON MANAGED MEDICAID $2,728.00 ↑ +675%
OXFORD ALL PRODUCTS $3,205.00 ↑ +810%
UNITED HEALTHCARE HMO $3,756.00 ↑ +967%
QUALCARE HMO $7,712.00 ↑ +2091%
AETNA ASA $7,773.00 ↑ +2108%
AETNA PPO $7,773.00 ↑ +2108%
AETNA HMO $7,773.00 ↑ +2108%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +2176%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +2429%
HORIZON WORKERS COMP $16,802.00 ↑ +4673%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Close tear duct opening at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $330.87 $330.87 – $397.05
Ocean University Medical Center Brick $326.69 $298.93 – $392.03
JFK Johnson Rehabilitation Institute (JRI) Edison $331.16 $84.00 – $331.16
Jersey Shore University Medical Center Neptune City $330.87 $302.55 – $397.05
Palisades Medical Center North Bergen $352.04 $315.08 – $383.72
Raritan Bay Medical Center Perth Amboy $331.16 $315.08 – $397.39
Riverview Medical Center Red Bank $330.87 $302.55 – $397.05
Southern Ocean Medical Center Manahawkin $326.69 $302.55 – $392.03

All New-jersey hospitals for this procedure →