Chronic urticaria - sendout at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$12.46

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$246.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.81 with HORIZON vs $170.73 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $9.81 ↓ -21%
OPTUM HEALTH MANAGED MEDICAID $9.97 ↓ -20%
WELLCARE MANAGED MEDICAID $12.46 ↑ +0%
AETNA MEDICARE ADVANTAGE $12.46 ↑ +0%
VACCN ALL PRODUCTS $12.46 ↑ +0%
AMERIGROUP MANAGED MEDICAID $12.46 ↑ +0%
HORIZON MEDICARE ADVANTAGE $12.46 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $12.46 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $12.46 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $12.46 ↑ +0%
CLOVER MEDICARE ADVANTAGE $12.46 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $12.46 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $13.08 ↑ +5%
LHP HEALTH ALL PRODUCTS $15.58 ↑ +25%
KARNA MEDICARE ADVANTAGE $16.57 ↑ +33%
AETNA MANAGED MEDICAID $18.07 ↑ +45%
OXFORD ALL PRODUCTS $36.00 ↑ +189%
UNITED HEALTHCARE HMO $40.68 ↑ +226%
HORIZON OMNIA $47.15 ↑ +278%
HORIZON WORKERS COMP $49.58 ↑ +298%
INTERGROUP ALL PRODUCTS $50.40 ↑ +304%
HORIZON PIP $54.00 ↑ +333%
BERGEN RISK ALL PRODUCTS $54.00 ↑ +333%
CIGNA HMO $55.95 ↑ +349%
CIGNA PPO $55.95 ↑ +349%
BRIGHTON HEALTH PLAN ALL PRODUCTS $56.88 ↑ +357%
CIGNA BH $57.60 ↑ +362%
ACTIVECARE FIRST MCO ALL PRODUCTS $61.20 ↑ +391%
MULTIPLAN - PHCS ALL PRODUCTS $61.20 ↑ +391%
CHN ALL PRODUCTS $61.20 ↑ +391%
QUALCARE PPO $63.50 ↑ +410%
QUALCARE WORKERS COMP $63.50 ↑ +410%
QUALCARE HMO $63.50 ↑ +410%
HORIZON HMO $68.57 ↑ +450%
HORIZON INDEMNITY $68.93 ↑ +453%
HORIZON SHP $69.36 ↑ +457%
HORIZON FEDERAL $70.21 ↑ +463%
HORIZON PPO $70.21 ↑ +463%
AMERIHEALTH LOCAL HMO $72.00 ↑ +478%
AMERIHEALTH REGIONAL HMO $72.00 ↑ +478%
AETNA PPO $170.73 ↑ +1270%
AETNA HMO $170.73 ↑ +1270%
AETNA ASA $170.73 ↑ +1270%

Visitor-reported prices

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Chronic urticaria - sendout at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $12.46 $12.46 – $57.10
Ocean University Medical Center Brick $12.46 $6.60 – $57.10
JFK Johnson Rehabilitation Institute (JRI) Edison $12.46 $6.60 – $58.64
Jersey Shore University Medical Center Neptune City $12.46 $9.97 – $57.10
Palisades Medical Center North Bergen $12.46 $10.82 – $57.10
Raritan Bay Medical Center Perth Amboy $12.46 $12.46 – $57.10
Riverview Medical Center Red Bank $12.46 $7.59 – $57.10
Southern Ocean Medical Center Manahawkin $12.46 $12.46 – $57.10

All New-jersey hospitals for this procedure →