Chrom analysis at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$34.81
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$425.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$16.82 with AETNA vs $396.60 with AETNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $16.82 | ↓ -52% |
| HORIZON | MANAGED MEDICAID | $24.38 | ↓ -30% |
| OPTUM HEALTH | MANAGED MEDICAID | $27.85 | ↓ -20% |
| OXFORD | ALL PRODUCTS | $33.50 | ↓ -4% |
| VACCN | ALL PRODUCTS | $34.81 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $34.81 | ↑ +0% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $34.81 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $34.81 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $34.81 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $34.81 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $34.81 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $34.81 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $34.81 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $34.81 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $36.55 | ↑ +5% |
| UNITED HEALTHCARE | HMO | $37.86 | ↑ +9% |
| LHP HEALTH | ALL PRODUCTS | $43.51 | ↑ +25% |
| HORIZON | OMNIA | $43.88 | ↑ +26% |
| HORIZON | WORKERS COMP | $46.14 | ↑ +33% |
| KARNA | MEDICARE ADVANTAGE | $46.30 | ↑ +33% |
| INTERGROUP | ALL PRODUCTS | $46.90 | ↑ +35% |
| BERGEN RISK | ALL PRODUCTS | $50.25 | ↑ +44% |
| HORIZON | PIP | $50.25 | ↑ +44% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $52.93 | ↑ +52% |
| CIGNA | BH | $53.60 | ↑ +54% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $56.95 | ↑ +64% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $56.95 | ↑ +64% |
| CHN | ALL PRODUCTS | $56.95 | ↑ +64% |
| QUALCARE | PPO | $59.09 | ↑ +70% |
| QUALCARE | HMO | $59.09 | ↑ +70% |
| QUALCARE | WORKERS COMP | $59.09 | ↑ +70% |
| HORIZON | HMO | $63.81 | ↑ +83% |
| HORIZON | INDEMNITY | $64.14 | ↑ +84% |
| HORIZON | SHP | $64.55 | ↑ +85% |
| HORIZON | PPO | $65.34 | ↑ +88% |
| HORIZON | FEDERAL | $65.34 | ↑ +88% |
| AMERIHEALTH | REGIONAL HMO | $67.00 | ↑ +92% |
| AMERIHEALTH | LOCAL HMO | $67.00 | ↑ +92% |
| CIGNA | HMO | $156.31 | ↑ +349% |
| CIGNA | PPO | $156.31 | ↑ +349% |
| AETNA | PPO | $396.60 | ↑ +1039% |
| AETNA | HMO | $396.60 | ↑ +1039% |
| AETNA | ASA | $396.60 | ↑ +1039% |
Visitor-reported prices
Comments
Chrom analysis at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $34.81 | $34.81 – $159.51 |
| Ocean University Medical Center | Brick | $34.81 | $34.81 – $159.51 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $34.81 | $34.81 – $163.82 |
| Jersey Shore University Medical Center | Neptune City | $34.81 | $27.85 – $159.51 |
| Palisades Medical Center | North Bergen | $34.81 | $26.90 – $159.51 |
| Raritan Bay Medical Center | Perth Amboy | $34.81 | $34.81 – $159.51 |
| Riverview Medical Center | Red Bank | $34.81 | $18.86 – $159.51 |
| Southern Ocean Medical Center | Manahawkin | $34.81 | $34.81 – $159.51 |