Chlamydia culture at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$19.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$130.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.68 with OPTUM HEALTH vs $268.53 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $15.68 ↓ -20%
WELLCARE MEDICARE ADVANTAGE $19.60 ↑ +0%
WELLCARE MANAGED MEDICAID $19.60 ↑ +0%
AETNA MEDICARE ADVANTAGE $19.60 ↑ +0%
VACCN ALL PRODUCTS $19.60 ↑ +0%
AMERIGROUP MANAGED MEDICAID $19.60 ↑ +0%
HORIZON MEDICARE ADVANTAGE $19.60 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $19.60 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $19.60 ↑ +0%
CLOVER MEDICARE ADVANTAGE $19.60 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $19.60 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $20.58 ↑ +5%
HORIZON MANAGED MEDICAID $22.30 ↑ +14%
LHP HEALTH ALL PRODUCTS $24.50 ↑ +25%
KARNA MEDICARE ADVANTAGE $26.07 ↑ +33%
AETNA MANAGED MEDICAID $32.63 ↑ +66%
OXFORD ALL PRODUCTS $65.00 ↑ +232%
UNITED HEALTHCARE HMO $73.45 ↑ +275%
HORIZON OMNIA $85.14 ↑ +334%
CIGNA HMO $88.01 ↑ +349%
CIGNA PPO $88.01 ↑ +349%
HORIZON WORKERS COMP $89.52 ↑ +357%
INTERGROUP ALL PRODUCTS $91.00 ↑ +364%
HORIZON PIP $97.50 ↑ +397%
BERGEN RISK ALL PRODUCTS $97.50 ↑ +397%
BRIGHTON HEALTH PLAN ALL PRODUCTS $102.70 ↑ +424%
CIGNA BH $104.00 ↑ +431%
ACTIVECARE FIRST MCO ALL PRODUCTS $110.50 ↑ +464%
MULTIPLAN - PHCS ALL PRODUCTS $110.50 ↑ +464%
CHN ALL PRODUCTS $110.50 ↑ +464%
QUALCARE PPO $114.66 ↑ +485%
QUALCARE WORKERS COMP $114.66 ↑ +485%
QUALCARE HMO $114.66 ↑ +485%
HORIZON HMO $123.81 ↑ +532%
HORIZON INDEMNITY $124.45 ↑ +535%
HORIZON SHP $125.24 ↑ +539%
HORIZON FEDERAL $126.78 ↑ +547%
HORIZON PPO $126.78 ↑ +547%
AMERIHEALTH LOCAL HMO $130.00 ↑ +563%
AMERIHEALTH REGIONAL HMO $130.00 ↑ +563%
AETNA PPO $268.53 ↑ +1270%
AETNA HMO $268.53 ↑ +1270%
AETNA ASA $268.53 ↑ +1270%

Visitor-reported prices

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Chlamydia culture at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $19.60 $19.60 – $89.81
Ocean University Medical Center Brick $19.60 $16.50 – $89.81
JFK Johnson Rehabilitation Institute (JRI) Edison $19.60 $16.50 – $92.24
Jersey Shore University Medical Center Neptune City $19.60 $15.68 – $89.81
Palisades Medical Center North Bergen $19.60 $19.60 – $89.81
Raritan Bay Medical Center Perth Amboy $19.60 $19.60 – $89.81
Riverview Medical Center Red Bank $19.60 $17.25 – $89.81
Southern Ocean Medical Center Manahawkin $19.60 $19.60 – $89.81

All New-jersey hospitals for this procedure →