Cftr gene known fam variants at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$97.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$881.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$77.78 with OPTUM HEALTH vs $971.23 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $77.78 ↓ -20%
WELLCARE MEDICARE ADVANTAGE $97.22 ↑ +0%
WELLCARE MANAGED MEDICAID $97.22 ↑ +0%
AETNA MEDICARE ADVANTAGE $97.22 ↑ +0%
VACCN ALL PRODUCTS $97.22 ↑ +0%
AMERIGROUP MANAGED MEDICAID $97.22 ↑ +0%
HORIZON MEDICARE ADVANTAGE $97.22 ↑ +0%
CLOVER MEDICARE ADVANTAGE $97.22 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $97.22 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $97.22 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $97.22 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $102.08 ↑ +5%
LHP HEALTH ALL PRODUCTS $121.53 ↑ +25%
KARNA MEDICARE ADVANTAGE $129.30 ↑ +33%
AETNA MANAGED MEDICAID $221.13 ↑ +127%
HORIZON MANAGED MEDICAID $436.10 ↑ +349%
CIGNA PPO $436.57 ↑ +349%
CIGNA HMO $436.57 ↑ +349%
OXFORD ALL PRODUCTS $440.50 ↑ +353%
UNITED HEALTHCARE HMO $497.77 ↑ +412%
HORIZON OMNIA $576.97 ↑ +493%
HORIZON WORKERS COMP $606.66 ↑ +524%
INTERGROUP ALL PRODUCTS $616.70 ↑ +534%
HORIZON PIP $660.75 ↑ +580%
BERGEN RISK ALL PRODUCTS $660.75 ↑ +580%
BRIGHTON HEALTH PLAN ALL PRODUCTS $695.99 ↑ +616%
CIGNA BH $704.80 ↑ +625%
ACTIVECARE FIRST MCO ALL PRODUCTS $748.85 ↑ +670%
MULTIPLAN - PHCS ALL PRODUCTS $748.85 ↑ +670%
CHN ALL PRODUCTS $748.85 ↑ +670%
QUALCARE WORKERS COMP $777.04 ↑ +699%
QUALCARE HMO $777.04 ↑ +699%
QUALCARE PPO $777.04 ↑ +699%
HORIZON HMO $839.06 ↑ +763%
HORIZON INDEMNITY $843.38 ↑ +767%
HORIZON SHP $848.76 ↑ +773%
HORIZON FEDERAL $859.15 ↑ +784%
HORIZON PPO $859.15 ↑ +784%
AMERIHEALTH REGIONAL HMO $881.00 ↑ +806%
AMERIHEALTH LOCAL HMO $881.00 ↑ +806%
AETNA PPO $971.23 ↑ +899%
AETNA ASA $971.23 ↑ +899%
AETNA HMO $971.23 ↑ +899%

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Cftr gene known fam variants at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $97.22 $97.22 – $445.50
Ocean University Medical Center Brick $97.22 $85.56 – $445.50
JFK Johnson Rehabilitation Institute (JRI) Edison $97.22 $85.56 – $457.54
Jersey Shore University Medical Center Neptune City $97.22 $77.78 – $445.50
Palisades Medical Center North Bergen $97.22 $97.22 – $445.50
Raritan Bay Medical Center Perth Amboy $97.22 $97.22 – $445.50
Riverview Medical Center Red Bank $97.22 $97.22 – $445.50
Southern Ocean Medical Center Manahawkin $97.22 $97.22 – $445.50

All New-jersey hospitals for this procedure →