Cell marker study at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$62.92

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$968.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.34 with OPTUM HEALTH vs $972.03 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $50.34 ↓ -20%
AETNA MEDICARE ADVANTAGE $62.66 ↓ -0%
WELLCARE MANAGED MEDICAID $62.92 ↑ +0%
HORIZON MEDICARE ADVANTAGE $62.92 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $62.92 ↑ +0%
VACCN ALL PRODUCTS $62.92 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $62.92 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $62.92 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $66.07 ↑ +5%
AETNA MANAGED MEDICAID $242.97 ↑ +286%
SEOUL MEDICAL GROUP ALL PRODUCTS $276.85 ↑ +340%
KARNA MEDICARE ADVANTAGE $324.12 ↑ +415%
OXFORD ALL PRODUCTS $484.00 ↑ +669%
HORIZON MANAGED MEDICAID $490.61 ↑ +680%
UNITED HEALTHCARE HMO $546.92 ↑ +769%
HORIZON OMNIA $633.94 ↑ +908%
HORIZON WORKERS COMP $666.56 ↑ +959%
INTERGROUP ALL PRODUCTS $677.60 ↑ +977%
BERGEN RISK ALL PRODUCTS $726.00 ↑ +1054%
HORIZON PIP $726.00 ↑ +1054%
LHP HEALTH ALL PRODUCTS $764.72 ↑ +1115%
BRIGHTON HEALTH PLAN ALL PRODUCTS $764.72 ↑ +1115%
CIGNA BH $774.40 ↑ +1131%
ACTIVECARE FIRST MCO ALL PRODUCTS $822.80 ↑ +1208%
CHN ALL PRODUCTS $822.80 ↑ +1208%
MULTIPLAN - PHCS ALL PRODUCTS $822.80 ↑ +1208%
QUALCARE WORKERS COMP $853.78 ↑ +1257%
QUALCARE HMO $853.78 ↑ +1257%
QUALCARE PPO $853.78 ↑ +1257%
HORIZON HMO $921.92 ↑ +1365%
HORIZON INDEMNITY $926.67 ↑ +1373%
HORIZON SHP $932.57 ↑ +1382%
CIGNA HMO $936.54 ↑ +1388%
CIGNA PPO $936.54 ↑ +1388%
HORIZON FEDERAL $943.99 ↑ +1400%
HORIZON PPO $943.99 ↑ +1400%
AMERIHEALTH LOCAL HMO $968.00 ↑ +1438%
AMERIHEALTH REGIONAL HMO $968.00 ↑ +1438%
AETNA HMO $972.03 ↑ +1445%
AETNA ASA $972.03 ↑ +1445%
AETNA PPO $972.03 ↑ +1445%
AMERIGROUP MANAGED MEDICAID not published by hospital
CLOVER MEDICARE ADVANTAGE not published by hospital

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Cell marker study at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $59.14 $59.14 – $102.13
Ocean University Medical Center Brick $58.39 $53.43 – $307.83
JFK Johnson Rehabilitation Institute (JRI) Edison $59.19 $53.43 – $324.12
Jersey Shore University Medical Center Neptune City $59.14 $59.14 – $307.83
Palisades Medical Center North Bergen $62.92 $62.92 – $324.12
Raritan Bay Medical Center Perth Amboy $59.19 $59.19 – $324.12
Riverview Medical Center Red Bank $59.14 $59.14 – $307.83
Southern Ocean Medical Center Manahawkin $58.39 $58.39 – $307.83

All New-jersey hospitals for this procedure →