Cdp-sot 6 cond w/i&r mct&adt at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$151.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$304.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$54.72 with CLOVER vs $487.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $54.72 ↓ -64%
AETNA MANAGED MEDICAID $76.30 ↓ -50%
SEOUL MEDICAL GROUP ALL PRODUCTS $86.94 ↓ -43%
KARNA MEDICARE ADVANTAGE $112.25 ↓ -26%
OPTUM HEALTH MANAGED MEDICAID $121.44 ↓ -20%
AETNA MEDICARE ADVANTAGE $147.72 ↓ -3%
HORIZON MANAGED MEDICAID $150.48 ↓ -1%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $151.80 ↑ +0%
HORIZON MEDICARE ADVANTAGE $151.80 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $151.80 ↑ +0%
VACCN ALL PRODUCTS $151.80 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $151.80 ↑ +0%
WELLCARE MANAGED MEDICAID $151.80 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $159.39 ↑ +5%
HORIZON OMNIA $199.09 ↑ +31%
HORIZON WORKERS COMP $209.33 ↑ +38%
INTERGROUP ALL PRODUCTS $212.80 ↑ +40%
HORIZON PIP $228.00 ↑ +50%
BERGEN RISK ALL PRODUCTS $228.00 ↑ +50%
LHP HEALTH ALL PRODUCTS $240.16 ↑ +58%
CIGNA BH $243.20 ↑ +60%
ACTIVECARE FIRST MCO ALL PRODUCTS $258.40 ↑ +70%
MULTIPLAN - PHCS ALL PRODUCTS $258.40 ↑ +70%
CHN ALL PRODUCTS $258.40 ↑ +70%
QUALCARE HMO $268.13 ↑ +77%
QUALCARE PPO $268.13 ↑ +77%
QUALCARE WORKERS COMP $268.13 ↑ +77%
BRIGHTON HEALTH PLAN ALL PRODUCTS $273.60 ↑ +80%
AETNA ASA $289.41 ↑ +91%
AETNA PPO $289.41 ↑ +91%
AETNA HMO $289.41 ↑ +91%
HORIZON HMO $289.53 ↑ +91%
HORIZON INDEMNITY $291.02 ↑ +92%
HORIZON SHP $292.87 ↑ +93%
CIGNA HMO $294.12 ↑ +94%
CIGNA PPO $294.12 ↑ +94%
HORIZON PPO $296.46 ↑ +95%
HORIZON FEDERAL $296.46 ↑ +95%
AMERIHEALTH LOCAL HMO $304.00 ↑ +100%
AMERIHEALTH REGIONAL HMO $304.00 ↑ +100%
OXFORD ALL PRODUCTS $485.00 ↑ +219%
UNITED HEALTHCARE HMO $487.00 ↑ +221%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Cdp-sot 6 cond w/i&r mct&adt at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $142.67 $142.67 – $465.00
Ocean University Medical Center Brick $140.87 $107.74 – $499.00
JFK Johnson Rehabilitation Institute (JRI) Edison $142.80 $112.25 – $627.00
Jersey Shore University Medical Center Neptune City $142.67 $107.74 – $443.00
Palisades Medical Center North Bergen $151.80 $71.41 – $994.00
Raritan Bay Medical Center Perth Amboy $142.80 $90.63 – $171.36
Riverview Medical Center Red Bank $142.67 $107.74 – $465.00
Southern Ocean Medical Center Manahawkin $140.87 $107.74 – $465.00

All New-jersey hospitals for this procedure →