healthcosts.net
Cataract Surgery at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$2,685.92
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,688.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,163.59 with KARNA vs $16,802.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $1,163.59 | ↓ -57% |
| CLOVER | MEDICARE ADVANTAGE | $1,203.84 | ↓ -55% |
| AETNA | MANAGED MEDICAID | $1,678.69 | ↓ -38% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,912.77 | ↓ -29% |
| OPTUM HEALTH | MANAGED MEDICAID | $2,148.74 | ↓ -20% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $2,685.92 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $2,685.92 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $2,685.92 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $2,685.92 | ↑ +0% |
| VACCN | ALL PRODUCTS | $2,685.92 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $2,685.92 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $2,694.88 | ↑ +0% |
| HORIZON | MANAGED MEDICAID | $2,728.00 | ↑ +2% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $2,820.22 | ↑ +5% |
| LHP HEALTH | ALL PRODUCTS | $3,548.00 | ↑ +32% |
| HORIZON | OMNIA | $4,379.97 | ↑ +63% |
| INTERGROUP | ALL PRODUCTS | $4,681.60 | ↑ +74% |
| HORIZON | PIP | $5,016.00 | ↑ +87% |
| BERGEN RISK | ALL PRODUCTS | $5,016.00 | ↑ +87% |
| CIGNA | BH | $5,350.40 | ↑ +99% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $5,684.80 | ↑ +112% |
| CHN | ALL PRODUCTS | $5,684.80 | ↑ +112% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $5,684.80 | ↑ +112% |
| QUALCARE | WORKERS COMP | $5,952.32 | ↑ +122% |
| QUALCARE | PPO | $5,952.32 | ↑ +122% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $6,019.20 | ↑ +124% |
| CIGNA | PPO | $6,082.07 | ↑ +126% |
| CIGNA | HMO | $6,082.07 | ↑ +126% |
| HORIZON | HMO | $6,369.65 | ↑ +137% |
| HORIZON | INDEMNITY | $6,402.42 | ↑ +138% |
| HORIZON | SHP | $6,443.22 | ↑ +140% |
| HORIZON | FEDERAL | $6,522.14 | ↑ +143% |
| HORIZON | PPO | $6,522.14 | ↑ +143% |
| QUALCARE | HMO | $7,712.00 | ↑ +187% |
| AETNA | PPO | $7,773.00 | ↑ +189% |
| AETNA | ASA | $7,773.00 | ↑ +189% |
| AETNA | HMO | $7,773.00 | ↑ +189% |
| AMERIHEALTH | LOCAL HMO | $8,013.00 | ↑ +198% |
| AMERIHEALTH | REGIONAL HMO | $8,904.00 | ↑ +232% |
| OXFORD | ALL PRODUCTS | $9,571.00 | ↑ +256% |
| UNITED HEALTHCARE | HMO | $11,528.00 | ↑ +329% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +526% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Cataract Surgery at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $2,524.45 | $1,205.56 – $6,315.98 |
| Ocean University Medical Center | Brick | $2,492.56 | $1,043.84 – $6,315.98 |