Cardiac rehabilitation op phase 2 w/continous ecg monitoring at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$148.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$363.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.59 with KARNA vs $522.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $22.59 ↓ -85%
CLOVER MEDICARE ADVANTAGE $65.34 ↓ -56%
AETNA MANAGED MEDICAID $91.11 ↓ -39%
SEOUL MEDICAL GROUP ALL PRODUCTS $103.82 ↓ -30%
OPTUM HEALTH MANAGED MEDICAID $118.62 ↓ -20%
VACCN ALL PRODUCTS $148.28 ↑ +0%
HORIZON MEDICARE ADVANTAGE $148.28 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $148.28 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $148.28 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $148.28 ↑ +0%
WELLCARE MANAGED MEDICAID $148.28 ↑ +0%
AETNA MEDICARE ADVANTAGE $152.81 ↑ +3%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $155.69 ↑ +5%
HORIZON MANAGED MEDICAID $179.69 ↑ +21%
HORIZON OMNIA $237.73 ↑ +60%
HORIZON WORKERS COMP $249.96 ↑ +69%
INTERGROUP ALL PRODUCTS $254.10 ↑ +71%
HORIZON PIP $272.25 ↑ +84%
BERGEN RISK ALL PRODUCTS $272.25 ↑ +84%
LHP HEALTH ALL PRODUCTS $286.77 ↑ +93%
CIGNA BH $290.40 ↑ +96%
ACTIVECARE FIRST MCO ALL PRODUCTS $308.55 ↑ +108%
MULTIPLAN - PHCS ALL PRODUCTS $308.55 ↑ +108%
CHN ALL PRODUCTS $308.55 ↑ +108%
QUALCARE HMO $320.17 ↑ +116%
QUALCARE PPO $320.17 ↑ +116%
QUALCARE WORKERS COMP $320.17 ↑ +116%
BRIGHTON HEALTH PLAN ALL PRODUCTS $326.70 ↑ +120%
AETNA ASA $345.58 ↑ +133%
AETNA PPO $345.58 ↑ +133%
AETNA HMO $345.58 ↑ +133%
HORIZON HMO $345.72 ↑ +133%
HORIZON INDEMNITY $347.50 ↑ +134%
HORIZON SHP $349.71 ↑ +136%
CIGNA HMO $351.20 ↑ +137%
CIGNA PPO $351.20 ↑ +137%
HORIZON PPO $354.00 ↑ +139%
HORIZON FEDERAL $354.00 ↑ +139%
AMERIHEALTH LOCAL HMO $363.00 ↑ +145%
AMERIHEALTH REGIONAL HMO $363.00 ↑ +145%
OXFORD ALL PRODUCTS $511.00 ↑ +245%
UNITED HEALTHCARE HMO $522.00 ↑ +252%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Cardiac rehabilitation op phase 2 w/continous ecg monitoring at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $139.36 $139.36 – $167.24
Ocean University Medical Center Brick $137.60 $21.97 – $412.00
JFK Johnson Rehabilitation Institute (JRI) Edison $139.49 $22.59 – $510.00
Jersey Shore University Medical Center Neptune City $139.36 $21.97 – $167.24
Palisades Medical Center North Bergen $148.28 $22.59 – $283.00
Raritan Bay Medical Center Perth Amboy $139.49 $22.59 – $170.00
Riverview Medical Center Red Bank $139.36 $21.97 – $167.24
Southern Ocean Medical Center Manahawkin $137.60 $21.97 – $165.13

All New-jersey hospitals for this procedure →