Cardiac MRI w/stress img at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$645.71
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,784.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$321.12 with CLOVER vs $4,332.00 with BERGEN RISK — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CLOVER | MEDICARE ADVANTAGE | $321.12 | ↓ -50% |
| HORIZON | MANAGED MEDICAID | $446.01 | ↓ -31% |
| AETNA | MANAGED MEDICAID | $447.78 | ↓ -31% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $510.22 | ↓ -21% |
| OPTUM HEALTH | MANAGED MEDICAID | $516.57 | ↓ -20% |
| AETNA | MEDICARE ADVANTAGE | $637.97 | ↓ -1% |
| HORIZON | MEDICARE ADVANTAGE | $645.71 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $645.71 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $645.71 | ↑ +0% |
| VACCN | ALL PRODUCTS | $645.71 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $645.71 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $645.71 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $678.00 | ↑ +5% |
| KARNA | MEDICARE ADVANTAGE | $739.68 | ↑ +15% |
| AETNA | ASA | $773.65 | ↑ +20% |
| AETNA | PPO | $773.65 | ↑ +20% |
| AETNA | HMO | $773.65 | ↑ +20% |
| CIGNA | HMO | $819.67 | ↑ +27% |
| CIGNA | PPO | $819.67 | ↑ +27% |
| AMERIHEALTH | REGIONAL HMO | $1,096.72 | ↑ +70% |
| AMERIHEALTH | LOCAL HMO | $1,096.72 | ↑ +70% |
| HORIZON | OMNIA | $1,168.34 | ↑ +81% |
| HORIZON | WORKERS COMP | $1,228.46 | ↑ +90% |
| INTERGROUP | ALL PRODUCTS | $1,248.80 | ↑ +93% |
| HORIZON | PIP | $1,338.00 | ↑ +107% |
| LHP HEALTH | ALL PRODUCTS | $1,409.36 | ↑ +118% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $1,409.36 | ↑ +118% |
| CIGNA | BH | $1,427.20 | ↑ +121% |
| OXFORD | ALL PRODUCTS | $1,493.34 | ↑ +131% |
| UNITED HEALTHCARE | HMO | $1,493.34 | ↑ +131% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $1,516.40 | ↑ +135% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $1,516.40 | ↑ +135% |
| CHN | ALL PRODUCTS | $1,570.61 | ↑ +143% |
| QUALCARE | HMO | $1,573.49 | ↑ +144% |
| QUALCARE | PPO | $1,573.49 | ↑ +144% |
| QUALCARE | WORKERS COMP | $1,573.49 | ↑ +144% |
| HORIZON | HMO | $1,699.08 | ↑ +163% |
| HORIZON | INDEMNITY | $1,707.82 | ↑ +164% |
| HORIZON | SHP | $1,718.71 | ↑ +166% |
| HORIZON | FEDERAL | $1,739.76 | ↑ +169% |
| HORIZON | PPO | $1,739.76 | ↑ +169% |
| BERGEN RISK | ALL PRODUCTS | $4,332.00 | ↑ +571% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Cardiac MRI w/stress img at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $606.89 | $606.89 – $4,332.00 |
| Ocean University Medical Center | Brick | $599.23 | $548.30 – $4,332.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $607.42 | $548.30 – $4,332.00 |
| Jersey Shore University Medical Center | Neptune City | $606.89 | $606.89 – $4,332.00 |
| Palisades Medical Center | North Bergen | $645.71 | $492.00 – $4,332.00 |
| Raritan Bay Medical Center | Perth Amboy | $607.42 | $607.42 – $4,332.00 |
| Riverview Medical Center | Red Bank | $606.89 | $606.89 – $4,332.00 |
| Southern Ocean Medical Center | Manahawkin | $599.23 | $599.23 – $4,332.00 |