Car seat/bed test additional 30 minutes at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$165.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.56 with KARNA vs $4,994.00 with OXFORD — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $13.56
CLOVER MEDICARE ADVANTAGE $29.70
OPTUM HEALTH MANAGED MEDICAID $36.30
AETNA MANAGED MEDICAID $41.42
SEOUL MEDICAL GROUP ALL PRODUCTS $47.19
AETNA MEDICARE ADVANTAGE $48.84
HORIZON MANAGED MEDICAID $81.68
HORIZON OMNIA $108.06
HORIZON WORKERS COMP $113.62
INTERGROUP ALL PRODUCTS $115.50
BERGEN RISK ALL PRODUCTS $123.75
HORIZON PIP $123.75
LHP HEALTH ALL PRODUCTS $130.35
CIGNA BH $132.00
MULTIPLAN - PHCS ALL PRODUCTS $140.25
ACTIVECARE FIRST MCO ALL PRODUCTS $140.25
CHN ALL PRODUCTS $140.25
QUALCARE WORKERS COMP $145.53
QUALCARE HMO $145.53
QUALCARE PPO $145.53
BRIGHTON HEALTH PLAN ALL PRODUCTS $148.50
AETNA HMO $157.08
AETNA ASA $157.08
AETNA PPO $157.08
HORIZON HMO $157.15
HORIZON INDEMNITY $157.95
HORIZON SHP $158.96
CIGNA HMO $159.64
CIGNA PPO $159.64
HORIZON PPO $160.91
HORIZON FEDERAL $160.91
AMERIHEALTH REGIONAL HMO $165.00
AMERIHEALTH LOCAL HMO $165.00
UNITED HEALTHCARE HMO $4,925.00
OXFORD ALL PRODUCTS $4,994.00
WELLCARE MEDICARE ADVANTAGE not published by hospital
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE not published by hospital
VACCN ALL PRODUCTS not published by hospital
WELLCARE MANAGED MEDICAID not published by hospital
HORIZON MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Car seat/bed test additional 30 minutes at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel not published not published
Ocean University Medical Center Brick not published $13.18 – $2,793.00
JFK Johnson Rehabilitation Institute (JRI) Edison not published $13.56 – $2,437.00
Jersey Shore University Medical Center Neptune City not published $13.18 – $13.18
Palisades Medical Center North Bergen not published $13.56 – $576.00
Raritan Bay Medical Center Perth Amboy not published $13.56 – $13.56
Riverview Medical Center Red Bank not published $13.18 – $13.18
Southern Ocean Medical Center Manahawkin not published $13.18 – $13.18

All New-jersey hospitals for this procedure →