Cadd pump refill at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$248.12

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$699.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$125.82 with CLOVER vs $18,693.00 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $125.82 ↓ -49%
AETNA MANAGED MEDICAID $175.45 ↓ -29%
OPTUM HEALTH MANAGED MEDICAID $198.50 ↓ -20%
SEOUL MEDICAL GROUP ALL PRODUCTS $199.91 ↓ -19%
KARNA MEDICARE ADVANTAGE $224.34 ↓ -10%
AETNA MEDICARE ADVANTAGE $247.87 ↓ -0%
WELLCARE MANAGED MEDICAID $248.12 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $248.12 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $248.12 ↑ +0%
VACCN ALL PRODUCTS $248.12 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $248.12 ↑ +0%
HORIZON MEDICARE ADVANTAGE $248.12 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $260.53 ↑ +5%
HORIZON MANAGED MEDICAID $346.01 ↑ +39%
HORIZON OMNIA $457.78 ↑ +84%
INTERGROUP ALL PRODUCTS $489.30 ↑ +97%
UNITED HEALTHCARE HMO $504.40 ↑ +103%
OXFORD ALL PRODUCTS $513.56 ↑ +107%
BERGEN RISK ALL PRODUCTS $524.25 ↑ +111%
HORIZON PIP $524.25 ↑ +111%
CIGNA BH $559.20 ↑ +125%
LHP HEALTH ALL PRODUCTS $573.18 ↑ +131%
ACTIVECARE FIRST MCO ALL PRODUCTS $594.15 ↑ +139%
MULTIPLAN - PHCS ALL PRODUCTS $594.15 ↑ +139%
CHN ALL PRODUCTS $594.15 ↑ +139%
QUALCARE WORKERS COMP $616.52 ↑ +148%
QUALCARE HMO $616.52 ↑ +148%
QUALCARE PPO $616.52 ↑ +148%
BRIGHTON HEALTH PLAN ALL PRODUCTS $629.10 ↑ +154%
HORIZON HMO $665.73 ↑ +168%
HORIZON INDEMNITY $669.15 ↑ +170%
HORIZON SHP $673.42 ↑ +171%
CIGNA PPO $676.28 ↑ +173%
CIGNA HMO $676.28 ↑ +173%
HORIZON FEDERAL $681.66 ↑ +175%
HORIZON PPO $681.66 ↑ +175%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +3129%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +3489%
HORIZON WORKERS COMP $16,802.00 ↑ +6672%
AETNA ASA $18,693.00 ↑ +7434%
AETNA PPO $18,693.00 ↑ +7434%
AETNA HMO $18,693.00 ↑ +7434%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Cadd pump refill at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $233.20 $233.20 – $279.85
Ocean University Medical Center Brick $230.26 $210.69 – $276.31
JFK Johnson Rehabilitation Institute (JRI) Edison $233.41 $210.69 – $233.41
Jersey Shore University Medical Center Neptune City $233.20 $212.47 – $279.85
Palisades Medical Center North Bergen $248.12 $111.26 – $270.45
Raritan Bay Medical Center Perth Amboy $233.41 $224.34 – $280.09
Riverview Medical Center Red Bank $233.20 $212.47 – $279.85
Southern Ocean Medical Center Manahawkin $230.26 $212.47 – $276.31

All New-jersey hospitals for this procedure →