Bx perianal mass at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$1,073.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,250.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$405.00 with CLOVER vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $405.00 ↓ -62%
AETNA MANAGED MEDICAID $564.75 ↓ -47%
SEOUL MEDICAL GROUP ALL PRODUCTS $643.50 ↓ -40%
OPTUM HEALTH MANAGED MEDICAID $858.95 ↓ -20%
AETNA MEDICARE ADVANTAGE $1,056.92 ↓ -2%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,073.68 ↑ +0%
HORIZON MEDICARE ADVANTAGE $1,073.68 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $1,073.68 ↑ +0%
WELLCARE MANAGED MEDICAID $1,073.68 ↑ +0%
VACCN ALL PRODUCTS $1,073.68 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $1,073.68 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1,127.37 ↑ +5%
HORIZON OMNIA $1,473.53 ↑ +37%
INTERGROUP ALL PRODUCTS $1,575.00 ↑ +47%
BERGEN RISK ALL PRODUCTS $1,687.50 ↑ +57%
HORIZON PIP $1,687.50 ↑ +57%
CIGNA BH $1,800.00 ↑ +68%
LHP HEALTH ALL PRODUCTS $1,845.00 ↑ +72%
CHN ALL PRODUCTS $1,912.50 ↑ +78%
ACTIVECARE FIRST MCO ALL PRODUCTS $1,912.50 ↑ +78%
MULTIPLAN - PHCS ALL PRODUCTS $1,912.50 ↑ +78%
QUALCARE PPO $2,002.50 ↑ +87%
QUALCARE WORKERS COMP $2,002.50 ↑ +87%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,025.00 ↑ +89%
CIGNA PPO $2,046.15 ↑ +91%
CIGNA HMO $2,046.15 ↑ +91%
HORIZON HMO $2,142.90 ↑ +100%
HORIZON INDEMNITY $2,153.93 ↑ +101%
HORIZON SHP $2,167.65 ↑ +102%
HORIZON PPO $2,194.20 ↑ +104%
HORIZON FEDERAL $2,194.20 ↑ +104%
HORIZON MANAGED MEDICAID $2,728.00 ↑ +154%
OXFORD ALL PRODUCTS $4,721.00 ↑ +340%
UNITED HEALTHCARE HMO $5,606.00 ↑ +422%
QUALCARE HMO $7,712.00 ↑ +618%
AETNA ASA $7,773.00 ↑ +624%
AETNA PPO $7,773.00 ↑ +624%
AETNA HMO $7,773.00 ↑ +624%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +646%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +729%
HORIZON WORKERS COMP $16,802.00 ↑ +1465%
AMERIGROUP MANAGED MEDICAID not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Bx perianal mass at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $1,009.14 $1,009.14 – $1,210.96
Ocean University Medical Center Brick $996.39 $911.71 – $1,195.67
JFK Johnson Rehabilitation Institute (JRI) Edison $1,010.01 $911.71 – $1,010.01
Jersey Shore University Medical Center Neptune City $1,009.14 $1,009.14 – $1,210.96
Palisades Medical Center North Bergen $1,073.68 $1,073.68 – $1,170.32
Raritan Bay Medical Center Perth Amboy $1,010.01 $1,010.01 – $1,212.01
Riverview Medical Center Red Bank $1,009.14 $1,009.14 – $1,210.96
Southern Ocean Medical Center Manahawkin $996.39 $996.39 – $1,195.67

All New-jersey hospitals for this procedure →