Brcassure comprehensive panel-sendout at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$1,824.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,055.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,268.81 with AETNA vs $25,007.57 with AETNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $1,268.81 | ↓ -30% |
| OPTUM HEALTH | MANAGED MEDICAID | $1,459.90 | ↓ -20% |
| WELLCARE | MANAGED MEDICAID | $1,824.88 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $1,824.88 | ↑ +0% |
| VACCN | ALL PRODUCTS | $1,824.88 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $1,824.88 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $1,824.88 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $1,824.88 | ↑ +0% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,824.88 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $1,824.88 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $1,824.88 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $1,824.88 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $1,916.12 | ↑ +5% |
| LHP HEALTH | ALL PRODUCTS | $2,281.10 | ↑ +25% |
| KARNA | MEDICARE ADVANTAGE | $2,427.09 | ↑ +33% |
| OXFORD | ALL PRODUCTS | $2,527.50 | ↑ +39% |
| UNITED HEALTHCARE | HMO | $2,856.08 | ↑ +57% |
| HORIZON | MANAGED MEDICAID | $2,956.59 | ↑ +62% |
| HORIZON | OMNIA | $3,310.52 | ↑ +81% |
| HORIZON | WORKERS COMP | $3,480.87 | ↑ +91% |
| INTERGROUP | ALL PRODUCTS | $3,538.50 | ↑ +94% |
| HORIZON | PIP | $3,791.25 | ↑ +108% |
| BERGEN RISK | ALL PRODUCTS | $3,791.25 | ↑ +108% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $3,993.45 | ↑ +119% |
| CIGNA | BH | $4,044.00 | ↑ +122% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $4,296.75 | ↑ +135% |
| CHN | ALL PRODUCTS | $4,296.75 | ↑ +135% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $4,296.75 | ↑ +135% |
| QUALCARE | HMO | $4,458.51 | ↑ +144% |
| QUALCARE | PPO | $4,458.51 | ↑ +144% |
| QUALCARE | WORKERS COMP | $4,458.51 | ↑ +144% |
| HORIZON | HMO | $4,814.38 | ↑ +164% |
| HORIZON | INDEMNITY | $4,839.15 | ↑ +165% |
| HORIZON | SHP | $4,869.99 | ↑ +167% |
| HORIZON | FEDERAL | $4,929.64 | ↑ +170% |
| HORIZON | PPO | $4,929.64 | ↑ +170% |
| AMERIHEALTH | REGIONAL HMO | $5,055.00 | ↑ +177% |
| AMERIHEALTH | LOCAL HMO | $5,055.00 | ↑ +177% |
| CIGNA | HMO | $8,194.61 | ↑ +349% |
| CIGNA | PPO | $8,194.61 | ↑ +349% |
| AETNA | PPO | $25,007.57 | ↑ +1270% |
| AETNA | HMO | $25,007.57 | ↑ +1270% |
| AETNA | ASA | $25,007.57 | ↑ +1270% |
Visitor-reported prices
Comments
Brcassure comprehensive panel-sendout at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $1,824.88 | $1,824.88 – $8,362.24 |
| Ocean University Medical Center | Brick | $1,824.88 | $1,605.89 – $8,362.24 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $1,824.88 | $1,605.89 – $8,588.32 |
| Jersey Shore University Medical Center | Neptune City | $1,824.88 | $1,459.90 – $8,362.24 |
| Palisades Medical Center | North Bergen | $1,824.88 | $1,824.88 – $8,362.24 |
| Raritan Bay Medical Center | Perth Amboy | $1,824.88 | $1,824.88 – $8,362.24 |
| Riverview Medical Center | Red Bank | $1,824.88 | $1,824.88 – $8,362.24 |
| Southern Ocean Medical Center | Manahawkin | $1,824.88 | $1,824.88 – $8,362.24 |