Borrelia burgdorferi (lyme disease) antibody nonspecific at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$17.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$165.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.62 with OPTUM HEALTH vs $233.37 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $13.62 ↓ -20%
WELLCARE MEDICARE ADVANTAGE $17.03 ↑ +0%
WELLCARE MANAGED MEDICAID $17.03 ↑ +0%
CLOVER MEDICARE ADVANTAGE $17.03 ↑ +0%
AETNA MEDICARE ADVANTAGE $17.03 ↑ +0%
VACCN ALL PRODUCTS $17.03 ↑ +0%
AMERIGROUP MANAGED MEDICAID $17.03 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $17.03 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $17.03 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $17.03 ↑ +0%
HORIZON MEDICARE ADVANTAGE $17.03 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $17.88 ↑ +5%
LHP HEALTH ALL PRODUCTS $21.29 ↑ +25%
KARNA MEDICARE ADVANTAGE $22.65 ↑ +33%
UNITED HEALTHCARE HMO $39.33 ↑ +131%
AETNA MANAGED MEDICAID $41.42 ↑ +143%
HORIZON MANAGED MEDICAID $43.86 ↑ +158%
CIGNA PPO $76.47 ↑ +349%
CIGNA HMO $76.47 ↑ +349%
OXFORD ALL PRODUCTS $82.50 ↑ +384%
HORIZON OMNIA $108.06 ↑ +535%
HORIZON WORKERS COMP $113.62 ↑ +567%
INTERGROUP ALL PRODUCTS $115.50 ↑ +578%
HORIZON PIP $123.75 ↑ +627%
BERGEN RISK ALL PRODUCTS $123.75 ↑ +627%
BRIGHTON HEALTH PLAN ALL PRODUCTS $130.35 ↑ +665%
CIGNA BH $132.00 ↑ +675%
ACTIVECARE FIRST MCO ALL PRODUCTS $140.25 ↑ +724%
MULTIPLAN - PHCS ALL PRODUCTS $140.25 ↑ +724%
CHN ALL PRODUCTS $140.25 ↑ +724%
QUALCARE WORKERS COMP $145.53 ↑ +755%
QUALCARE HMO $145.53 ↑ +755%
QUALCARE PPO $145.53 ↑ +755%
HORIZON HMO $157.15 ↑ +823%
HORIZON INDEMNITY $157.95 ↑ +827%
HORIZON SHP $158.96 ↑ +833%
HORIZON FEDERAL $160.91 ↑ +845%
HORIZON PPO $160.91 ↑ +845%
AMERIHEALTH REGIONAL HMO $165.00 ↑ +869%
AMERIHEALTH LOCAL HMO $165.00 ↑ +869%
AETNA PPO $233.37 ↑ +1270%
AETNA ASA $233.37 ↑ +1270%
AETNA HMO $233.37 ↑ +1270%

Visitor-reported prices

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Borrelia burgdorferi (lyme disease) antibody nonspecific at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $66.00 $23.93 – $23.93
Bayshore Medical Center Holmdel $17.03 $17.03 – $78.04
Ocean University Medical Center Brick $17.03 $17.03 – $78.04
JFK Johnson Rehabilitation Institute (JRI) Edison $17.03 $17.03 – $80.15
Jersey Shore University Medical Center Neptune City $17.03 $13.62 – $78.04
Palisades Medical Center North Bergen $17.03 $17.03 – $78.04
Raritan Bay Medical Center Perth Amboy $17.03 $17.03 – $78.04
Riverview Medical Center Red Bank $17.03 $17.03 – $78.04

All New-jersey hospitals for this procedure →