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Blood Clotting (PT/INR) Test at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$4.29

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$97.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.43 with OPTUM HEALTH vs $55.00 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $3.43 ↓ -20%
SEOUL MEDICAL GROUP ALL PRODUCTS $4.29 ↑ +0%
CLOVER MEDICARE ADVANTAGE $4.29 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $4.29 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $4.29 ↑ +0%
HORIZON MEDICARE ADVANTAGE $4.29 ↑ +0%
AETNA MEDICARE ADVANTAGE $4.29 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $4.29 ↑ +0%
AMERIGROUP MANAGED MEDICAID $4.29 ↑ +0%
VACCN ALL PRODUCTS $4.29 ↑ +0%
WELLCARE MANAGED MEDICAID $4.29 ↑ +0%
HORIZON MANAGED MEDICAID $4.46 ↑ +4%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $4.50 ↑ +5%
LHP HEALTH ALL PRODUCTS $5.36 ↑ +25%
KARNA MEDICARE ADVANTAGE $5.71 ↑ +33%
UNITED HEALTHCARE HMO $9.91 ↑ +131%
AETNA MANAGED MEDICAID $13.81 ↑ +222%
CIGNA PPO $19.26 ↑ +349%
CIGNA HMO $19.26 ↑ +349%
HORIZON OMNIA $36.02 ↑ +740%
HORIZON WORKERS COMP $37.87 ↑ +783%
INTERGROUP ALL PRODUCTS $38.50 ↑ +797%
OXFORD ALL PRODUCTS $40.41 ↑ +842%
HORIZON PIP $41.25 ↑ +862%
BERGEN RISK ALL PRODUCTS $41.25 ↑ +862%
CIGNA BH $44.00 ↑ +926%
MULTIPLAN - PHCS ALL PRODUCTS $46.75 ↑ +990%
CHN ALL PRODUCTS $46.75 ↑ +990%
ACTIVECARE FIRST MCO ALL PRODUCTS $46.75 ↑ +990%
QUALCARE HMO $48.51 ↑ +1031%
QUALCARE WORKERS COMP $48.51 ↑ +1031%
QUALCARE PPO $48.51 ↑ +1031%
BRIGHTON HEALTH PLAN ALL PRODUCTS $49.50 ↑ +1054%
HORIZON HMO $52.38 ↑ +1121%
HORIZON INDEMNITY $52.65 ↑ +1127%
HORIZON SHP $52.99 ↑ +1135%
HORIZON FEDERAL $53.64 ↑ +1150%
HORIZON PPO $53.64 ↑ +1150%
AETNA PPO $53.85 ↑ +1155%
AETNA ASA $53.85 ↑ +1155%
AETNA HMO $53.85 ↑ +1155%
AMERIHEALTH LOCAL HMO $55.00 ↑ +1182%
AMERIHEALTH REGIONAL HMO $55.00 ↑ +1182%

Visitor-reported prices

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Blood Clotting (PT/INR) Test at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $38.80 $14.07 – $14.07
Bayshore Medical Center Holmdel $4.29 $4.29 – $49.50
Ocean University Medical Center Brick $4.29 $3.30 – $49.50

All New-jersey hospitals for this procedure →