Biopsy of testis at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$4,061.71

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,697.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$446.43 with KARNA vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $446.43 ↓ -89%
CLOVER MEDICARE ADVANTAGE $1,025.46 ↓ -75%
OPTUM HEALTH MANAGED MEDICAID $1,253.34 ↓ -69%
AETNA MANAGED MEDICAID $1,429.95 ↓ -65%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,629.34 ↓ -60%
AETNA MEDICARE ADVANTAGE $1,686.31 ↓ -58%
HORIZON MANAGED MEDICAID $2,728.00 ↓ -33%
LHP HEALTH ALL PRODUCTS $3,548.00 ↓ -13%
HORIZON OMNIA $3,730.97 ↓ -8%
INTERGROUP ALL PRODUCTS $3,987.90 ↓ -2%
WELLCARE MEDICARE ADVANTAGE $4,061.71 ↑ +0%
HORIZON MEDICARE ADVANTAGE $4,061.71 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $4,061.71 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $4,061.71 ↑ +0%
VACCN ALL PRODUCTS $4,061.71 ↑ +0%
WELLCARE MANAGED MEDICAID $4,061.71 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $4,264.80 ↑ +5%
BERGEN RISK ALL PRODUCTS $4,272.75 ↑ +5%
HORIZON PIP $4,272.75 ↑ +5%
CIGNA BH $4,557.60 ↑ +12%
ACTIVECARE FIRST MCO ALL PRODUCTS $4,842.45 ↑ +19%
CHN ALL PRODUCTS $4,842.45 ↑ +19%
MULTIPLAN - PHCS ALL PRODUCTS $4,842.45 ↑ +19%
QUALCARE PPO $5,070.33 ↑ +25%
QUALCARE WORKERS COMP $5,070.33 ↑ +25%
BRIGHTON HEALTH PLAN ALL PRODUCTS $5,127.30 ↑ +26%
CIGNA PPO $5,180.85 ↑ +28%
CIGNA HMO $5,180.85 ↑ +28%
HORIZON HMO $5,425.82 ↑ +34%
HORIZON INDEMNITY $5,453.74 ↑ +34%
HORIZON SHP $5,488.49 ↑ +35%
HORIZON FEDERAL $5,555.71 ↑ +37%
HORIZON PPO $5,555.71 ↑ +37%
QUALCARE HMO $7,712.00 ↑ +90%
AETNA HMO $7,773.00 ↑ +91%
AETNA PPO $7,773.00 ↑ +91%
AETNA ASA $7,773.00 ↑ +91%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +97%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +119%
OXFORD ALL PRODUCTS $9,571.00 ↑ +136%
UNITED HEALTHCARE HMO $11,528.00 ↑ +184%
HORIZON WORKERS COMP $16,802.00 ↑ +314%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Biopsy of testis at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $3,817.53 $3,817.53 – $4,581.03
Ocean University Medical Center Brick $3,769.31 $432.42 – $6,058.60
JFK Johnson Rehabilitation Institute (JRI) Edison $3,820.84 $84.00 – $6,058.60
Jersey Shore University Medical Center Neptune City $3,817.53 $432.42 – $4,581.03
Palisades Medical Center North Bergen $4,061.71 $82.74 – $4,427.27
Raritan Bay Medical Center Perth Amboy $3,820.84 $105.00 – $4,585.01
Riverview Medical Center Red Bank $3,817.53 $432.42 – $4,581.03
Southern Ocean Medical Center Manahawkin $3,769.31 $432.42 – $4,523.17

All New-jersey hospitals for this procedure →