Biliary endoscopy thru skin at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$12,260.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$13,916.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$918.53 with KARNA vs $29,297.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $918.53 | ↓ -93% |
| CLOVER | MEDICARE ADVANTAGE | $2,504.88 | ↓ -80% |
| HORIZON | MANAGED MEDICAID | $2,728.00 | ↓ -78% |
| AETNA | MANAGED MEDICAID | $3,492.92 | ↓ -72% |
| LHP HEALTH | ALL PRODUCTS | $3,548.00 | ↓ -71% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $3,979.98 | ↓ -68% |
| CHN | ALL PRODUCTS | $7,057.81 | ↓ -42% |
| QUALCARE | HMO | $7,712.00 | ↓ -37% |
| AETNA | ASA | $7,773.00 | ↓ -37% |
| AETNA | PPO | $7,773.00 | ↓ -37% |
| AETNA | HMO | $7,773.00 | ↓ -37% |
| AMERIHEALTH | LOCAL HMO | $8,013.00 | ↓ -35% |
| CIGNA | HMO | $8,357.00 | ↓ -32% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $8,539.00 | ↓ -30% |
| AMERIHEALTH | REGIONAL HMO | $8,904.00 | ↓ -27% |
| HORIZON | OMNIA | $9,113.59 | ↓ -26% |
| INTERGROUP | ALL PRODUCTS | $9,741.20 | ↓ -21% |
| OPTUM HEALTH | MANAGED MEDICAID | $9,808.70 | ↓ -20% |
| CIGNA | PPO | $10,049.00 | ↓ -18% |
| HORIZON | PIP | $10,437.00 | ↓ -15% |
| BERGEN RISK | ALL PRODUCTS | $10,437.00 | ↓ -15% |
| CIGNA | BH | $11,132.80 | ↓ -9% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $11,828.60 | ↓ -4% |
| AETNA | MEDICARE ADVANTAGE | $11,903.87 | ↓ -3% |
| WELLCARE | MEDICARE ADVANTAGE | $12,260.88 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $12,260.88 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $12,260.88 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $12,260.88 | ↑ +0% |
| VACCN | ALL PRODUCTS | $12,260.88 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $12,260.88 | ↑ +0% |
| QUALCARE | PPO | $12,385.24 | ↑ +1% |
| QUALCARE | WORKERS COMP | $12,385.24 | ↑ +1% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $12,524.40 | ↑ +2% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $12,873.92 | ↑ +5% |
| HORIZON | HMO | $13,253.60 | ↑ +8% |
| HORIZON | INDEMNITY | $13,321.79 | ↑ +9% |
| HORIZON | SHP | $13,406.67 | ↑ +9% |
| HORIZON | PPO | $13,570.88 | ↑ +11% |
| HORIZON | FEDERAL | $13,570.88 | ↑ +11% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +37% |
| OXFORD | ALL PRODUCTS | $21,696.00 | ↑ +77% |
| UNITED HEALTHCARE | HMO | $29,297.00 | ↑ +139% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Biliary endoscopy thru skin at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $11,523.76 | $11,523.76 – $13,828.52 |
| Ocean University Medical Center | Brick | $11,378.21 | $896.73 – $13,653.86 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $11,533.76 | $918.53 – $11,533.76 |
| Jersey Shore University Medical Center | Neptune City | $11,523.76 | $896.73 – $13,828.52 |
| Palisades Medical Center | North Bergen | $12,260.88 | $918.53 – $13,364.36 |
| Raritan Bay Medical Center | Perth Amboy | $11,533.76 | $918.53 – $13,840.51 |
| Riverview Medical Center | Red Bank | $11,523.76 | $896.73 – $13,828.52 |
| Southern Ocean Medical Center | Manahawkin | $11,378.21 | $896.73 – $13,653.86 |