Assay of osteocalcin at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$29.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$140.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.88 with OPTUM HEALTH vs $408.99 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $23.88 ↓ -20%
HORIZON MANAGED MEDICAID $25.14 ↓ -16%
AETNA MANAGED MEDICAID $26.61 ↓ -11%
AETNA MEDICARE ADVANTAGE $29.85 ↑ +0%
VACCN ALL PRODUCTS $29.85 ↑ +0%
AMERIGROUP MANAGED MEDICAID $29.85 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $29.85 ↑ +0%
HORIZON MEDICARE ADVANTAGE $29.85 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $29.85 ↑ +0%
WELLCARE MANAGED MEDICAID $29.85 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $29.85 ↑ +0%
CLOVER MEDICARE ADVANTAGE $29.85 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $29.85 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $31.34 ↑ +5%
LHP HEALTH ALL PRODUCTS $37.31 ↑ +25%
KARNA MEDICARE ADVANTAGE $39.70 ↑ +33%
OXFORD ALL PRODUCTS $53.00 ↑ +78%
UNITED HEALTHCARE HMO $59.89 ↑ +101%
HORIZON OMNIA $69.42 ↑ +133%
HORIZON WORKERS COMP $72.99 ↑ +145%
INTERGROUP ALL PRODUCTS $74.20 ↑ +149%
HORIZON PIP $79.50 ↑ +166%
BERGEN RISK ALL PRODUCTS $79.50 ↑ +166%
BRIGHTON HEALTH PLAN ALL PRODUCTS $83.74 ↑ +181%
CIGNA BH $84.80 ↑ +184%
ACTIVECARE FIRST MCO ALL PRODUCTS $90.10 ↑ +202%
CHN ALL PRODUCTS $90.10 ↑ +202%
MULTIPLAN - PHCS ALL PRODUCTS $90.10 ↑ +202%
QUALCARE HMO $93.49 ↑ +213%
QUALCARE PPO $93.49 ↑ +213%
QUALCARE WORKERS COMP $93.49 ↑ +213%
HORIZON HMO $100.95 ↑ +238%
HORIZON INDEMNITY $101.47 ↑ +240%
HORIZON SHP $102.12 ↑ +242%
HORIZON FEDERAL $103.37 ↑ +246%
HORIZON PPO $103.37 ↑ +246%
AMERIHEALTH REGIONAL HMO $106.00 ↑ +255%
AMERIHEALTH LOCAL HMO $106.00 ↑ +255%
CIGNA HMO $134.04 ↑ +349%
CIGNA PPO $134.04 ↑ +349%
AETNA PPO $408.99 ↑ +1270%
AETNA HMO $408.99 ↑ +1270%
AETNA ASA $408.99 ↑ +1270%

Visitor-reported prices

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Assay of osteocalcin at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $29.85 $29.85 – $136.78
Ocean University Medical Center Brick $29.85 $29.85 – $136.78
JFK Johnson Rehabilitation Institute (JRI) Edison $29.85 $29.85 – $140.48
Jersey Shore University Medical Center Neptune City $29.85 $23.88 – $136.78
Palisades Medical Center North Bergen $29.85 $27.73 – $136.78
Raritan Bay Medical Center Perth Amboy $29.85 $29.85 – $136.78
Riverview Medical Center Red Bank $29.85 $19.45 – $136.78
Southern Ocean Medical Center Manahawkin $29.85 $29.85 – $136.78

All New-jersey hospitals for this procedure →