Asp core fat pad at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$234.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,804.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$187.20 with OPTUM HEALTH vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $187.20 ↓ -20%
AETNA MEDICARE ADVANTAGE $231.52 ↓ -1%
VACCN ALL PRODUCTS $234.00 ↑ +0%
HORIZON MEDICARE ADVANTAGE $234.00 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $234.00 ↑ +0%
WELLCARE MANAGED MEDICAID $234.00 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $234.00 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $234.00 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $245.70 ↑ +5%
CLOVER MEDICARE ADVANTAGE $864.72 ↑ +270%
AETNA MANAGED MEDICAID $1,205.80 ↑ +415%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,373.94 ↑ +487%
HORIZON MANAGED MEDICAID $2,728.00 ↑ +1066%
HORIZON OMNIA $3,146.14 ↑ +1245%
OXFORD ALL PRODUCTS $3,205.00 ↑ +1270%
INTERGROUP ALL PRODUCTS $3,362.80 ↑ +1337%
LHP HEALTH ALL PRODUCTS $3,548.00 ↑ +1416%
BERGEN RISK ALL PRODUCTS $3,603.00 ↑ +1440%
HORIZON PIP $3,603.00 ↑ +1440%
UNITED HEALTHCARE HMO $3,756.00 ↑ +1505%
CIGNA BH $3,843.20 ↑ +1542%
CHN ALL PRODUCTS $4,083.40 ↑ +1645%
ACTIVECARE FIRST MCO ALL PRODUCTS $4,083.40 ↑ +1645%
MULTIPLAN - PHCS ALL PRODUCTS $4,083.40 ↑ +1645%
QUALCARE WORKERS COMP $4,275.56 ↑ +1727%
QUALCARE PPO $4,275.56 ↑ +1727%
BRIGHTON HEALTH PLAN ALL PRODUCTS $4,323.60 ↑ +1748%
CIGNA PPO $4,368.76 ↑ +1767%
CIGNA HMO $4,368.76 ↑ +1767%
HORIZON HMO $4,575.33 ↑ +1855%
HORIZON INDEMNITY $4,598.87 ↑ +1865%
HORIZON SHP $4,628.17 ↑ +1878%
HORIZON PPO $4,684.86 ↑ +1902%
HORIZON FEDERAL $4,684.86 ↑ +1902%
QUALCARE HMO $7,712.00 ↑ +3196%
AETNA ASA $7,773.00 ↑ +3222%
AETNA PPO $7,773.00 ↑ +3222%
AETNA HMO $7,773.00 ↑ +3222%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +3324%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +3705%
HORIZON WORKERS COMP $16,802.00 ↑ +7080%
AMERIGROUP MANAGED MEDICAID not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Asp core fat pad at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $219.93 $219.93 – $263.92
Ocean University Medical Center Brick $217.16 $198.70 – $260.59
JFK Johnson Rehabilitation Institute (JRI) Edison $220.12 $198.70 – $220.12
Jersey Shore University Medical Center Neptune City $219.93 $219.93 – $263.92
Palisades Medical Center North Bergen $234.00 $234.00 – $255.06
Raritan Bay Medical Center Perth Amboy $220.12 $220.12 – $264.15
Riverview Medical Center Red Bank $219.93 $219.93 – $263.92
Southern Ocean Medical Center Manahawkin $217.16 $217.16 – $260.59

All New-jersey hospitals for this procedure →