An cholangiogram percutaneous compl at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$4,156.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,730.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$145.45 with KARNA vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $145.45 ↓ -97%
CLOVER MEDICARE ADVANTAGE $851.40 ↓ -80%
AETNA MANAGED MEDICAID $1,187.23 ↓ -71%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,352.78 ↓ -67%
HORIZON MANAGED MEDICAID $2,728.00 ↓ -34%
HORIZON OMNIA $3,097.68 ↓ -25%
INTERGROUP ALL PRODUCTS $3,311.00 ↓ -20%
OPTUM HEALTH MANAGED MEDICAID $3,324.83 ↓ -20%
BERGEN RISK ALL PRODUCTS $3,547.50 ↓ -15%
HORIZON PIP $3,547.50 ↓ -15%
LHP HEALTH ALL PRODUCTS $3,548.00 ↓ -15%
CIGNA BH $3,784.00 ↓ -9%
AETNA MEDICARE ADVANTAGE $4,000.83 ↓ -4%
CHN ALL PRODUCTS $4,020.50 ↓ -3%
MULTIPLAN - PHCS ALL PRODUCTS $4,020.50 ↓ -3%
ACTIVECARE FIRST MCO ALL PRODUCTS $4,020.50 ↓ -3%
WELLCARE MEDICARE ADVANTAGE $4,156.03 ↑ +0%
HORIZON MEDICARE ADVANTAGE $4,156.03 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $4,156.03 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $4,156.03 ↑ +0%
VACCN ALL PRODUCTS $4,156.03 ↑ +0%
WELLCARE MANAGED MEDICAID $4,156.03 ↑ +0%
QUALCARE WORKERS COMP $4,209.70 ↑ +1%
QUALCARE PPO $4,209.70 ↑ +1%
BRIGHTON HEALTH PLAN ALL PRODUCTS $4,257.00 ↑ +2%
CIGNA HMO $4,301.46 ↑ +3%
CIGNA PPO $4,301.46 ↑ +3%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $4,363.83 ↑ +5%
HORIZON HMO $4,504.85 ↑ +8%
HORIZON INDEMNITY $4,528.03 ↑ +9%
HORIZON SHP $4,556.88 ↑ +10%
HORIZON FEDERAL $4,612.70 ↑ +11%
HORIZON PPO $4,612.70 ↑ +11%
QUALCARE HMO $7,712.00 ↑ +86%
AETNA PPO $7,773.00 ↑ +87%
AETNA ASA $7,773.00 ↑ +87%
AETNA HMO $7,773.00 ↑ +87%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +93%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +114%
OXFORD ALL PRODUCTS $13,088.00 ↑ +215%
UNITED HEALTHCARE HMO $15,823.00 ↑ +281%
HORIZON WORKERS COMP $16,802.00 ↑ +304%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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An cholangiogram percutaneous compl at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $3,906.18 $3,906.18 – $4,687.41
Ocean University Medical Center Brick $3,856.84 $141.24 – $4,628.21
JFK Johnson Rehabilitation Institute (JRI) Edison $3,909.56 $145.45 – $3,909.56
Jersey Shore University Medical Center Neptune City $3,906.18 $141.24 – $4,687.41
Palisades Medical Center North Bergen $4,156.03 $145.45 – $4,530.08
Raritan Bay Medical Center Perth Amboy $3,909.56 $145.45 – $4,691.48
Riverview Medical Center Red Bank $3,906.18 $141.24 – $4,687.41
Southern Ocean Medical Center Manahawkin $3,856.84 $141.24 – $4,628.21

All New-jersey hospitals for this procedure →