After cataract laser surgery at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$646.06
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,869.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$516.42 with CLOVER vs $16,802.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CLOVER | MEDICARE ADVANTAGE | $516.42 | ↓ -20% |
| OPTUM HEALTH | MANAGED MEDICAID | $516.85 | ↓ -20% |
| WELLCARE | MANAGED MEDICAID | $646.06 | ↑ +0% |
| VACCN | ALL PRODUCTS | $646.06 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $646.06 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $646.06 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $646.06 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $646.06 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $672.19 | ↑ +4% |
| KARNA | MEDICARE ADVANTAGE | $676.00 | ↑ +5% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $678.37 | ↑ +5% |
| AETNA | MANAGED MEDICAID | $720.12 | ↑ +11% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $820.53 | ↑ +27% |
| HORIZON | MANAGED MEDICAID | $1,420.16 | ↑ +120% |
| HORIZON | OMNIA | $1,878.91 | ↑ +191% |
| INTERGROUP | ALL PRODUCTS | $2,008.30 | ↑ +211% |
| UNITED HEALTHCARE | HMO | $2,070.27 | ↑ +220% |
| OXFORD | ALL PRODUCTS | $2,107.85 | ↑ +226% |
| BERGEN RISK | ALL PRODUCTS | $2,151.75 | ↑ +233% |
| HORIZON | PIP | $2,151.75 | ↑ +233% |
| CIGNA | BH | $2,295.20 | ↑ +255% |
| LHP HEALTH | ALL PRODUCTS | $2,352.58 | ↑ +264% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $2,438.65 | ↑ +277% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $2,438.65 | ↑ +277% |
| CHN | ALL PRODUCTS | $2,438.65 | ↑ +277% |
| QUALCARE | WORKERS COMP | $2,530.46 | ↑ +292% |
| QUALCARE | HMO | $2,530.46 | ↑ +292% |
| QUALCARE | PPO | $2,530.46 | ↑ +292% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $2,582.10 | ↑ +300% |
| HORIZON | HMO | $2,732.44 | ↑ +323% |
| HORIZON | INDEMNITY | $2,746.49 | ↑ +325% |
| HORIZON | SHP | $2,763.99 | ↑ +328% |
| CIGNA | PPO | $2,775.76 | ↑ +330% |
| CIGNA | HMO | $2,775.76 | ↑ +330% |
| HORIZON | PPO | $2,797.85 | ↑ +333% |
| HORIZON | FEDERAL | $2,797.85 | ↑ +333% |
| AETNA | PPO | $7,773.00 | ↑ +1103% |
| AETNA | ASA | $7,773.00 | ↑ +1103% |
| AETNA | HMO | $7,773.00 | ↑ +1103% |
| AMERIHEALTH | LOCAL HMO | $8,013.00 | ↑ +1140% |
| AMERIHEALTH | REGIONAL HMO | $8,904.00 | ↑ +1278% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +2501% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
After cataract laser surgery at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $607.22 | $607.22 – $728.67 |
| Ocean University Medical Center | Brick | $599.55 | $548.60 – $719.46 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $607.75 | $302.00 – $676.00 |
| Jersey Shore University Medical Center | Neptune City | $607.22 | $607.22 – $728.67 |
| Palisades Medical Center | North Bergen | $646.06 | $297.47 – $704.21 |
| Raritan Bay Medical Center | Perth Amboy | $607.75 | $377.50 – $729.30 |
| Riverview Medical Center | Red Bank | $607.22 | $607.22 – $728.67 |
| Southern Ocean Medical Center | Manahawkin | $599.55 | $599.55 – $719.46 |